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    PROVIDING DATA ASSOCIATED WITH INSURED LOSSES
    13.
    发明申请
    PROVIDING DATA ASSOCIATED WITH INSURED LOSSES 有权

    公开(公告)号：US20220020095A1

    公开(公告)日：2022-01-20

    申请号：US17488600

    申请日：2021-09-29

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Roxane Lyons ,  John H. Jenkins ,  Brian N. Harvey ,  Amber L. Wyatt

    IPC: G06Q40/08 ,  G06K9/00

    Abstract: A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.

    Providing data associated with insured losses
    14.
    发明授权
    Providing data associated with insured losses 有权

    公开(公告)号：US11164263B1

    公开(公告)日：2021-11-02

    申请号：US16863748

    申请日：2020-04-30

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Roxane Lyons ,  John H. Jenkins ,  Brian N. Harvey ,  Amber L. Wyatt

    IPC: G06Q40/08 ,  G06K9/00

    Abstract: A computer-implemented method for providing data associated with insured losses is presented. Data regarding an event that is a cause of the insured losses may be received. Respective indications of locations of properties insured by an insurance provider and sustaining the insured losses may be received. Image data from at least one image capturing device, where the image data is obtained from an aerial view of the properties and indicative of respective conditions of the properties, may be received. The image data may be processed to determine, for each property, an indication of the respective condition. The data associated with the insured losses may be provided via a user interface. The data associated with the insured losses may include (i) the respective indications of the locations of the properties, and (ii) the indications of the respective conditions of the properties.

    Proactive weather event communication system and method
    15.
    发明授权
    Proactive weather event communication system and method 有权

    公开(公告)号：US10997663B1

    公开(公告)日：2021-05-04

    申请号：US15056705

    申请日：2016-02-29

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Amber Wyatt ,  Joe Mora ,  John H. Jenkins

    IPC: G06Q40/08 ,  G06Q50/16

    Abstract: A weather event computing device for transmitting weather notifications to policyholders is provided. The weather event computing device receives, from a weather reporting device, weather data for a region. The weather event computing device (i) determines from the weather data that the region is expected to experience a weather event, and (ii) identifies an insured property associated with the policyholder located within the region. A notification is transmitted to the policyholder's mobile device, advising the policyholder that the property may be impacted by the weather event. Pre and post-event drone or other aerial image data of insured properties may be used to estimate insurance claims for the insured, and facilitate prompt payout of insurance monies to those displaced or otherwise impacted by a weather event.

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