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公开(公告)号：US20210358045A1
公开(公告)日：2021-11-18
申请号：US14871230
申请日：2015-09-30
Inventor： Leif Agerholm Roll , Andrew Patrick Wieduwilt
Abstract: When results of a medical diagnostic examination performed on a patient are initially or newly generated and stored into a medical diagnostic provider system, procurement of binding quotes for health-related insurance that requires a medical diagnostic exam to be performed on potential insured parties may be automatically initiated or triggered. Procurement of binding quotes may include, with customer or patient permission, generation of a health profile of the patient based upon the examination results, provision of the health profile to one or more insurance providers (e.g., using an online auction), reception of one or more binding quotes from at least some of the insurance providers, and acceptance of one of the binding quotes on behalf of the patient, thereby entering into a binding contract for insurance. Using the techniques disclosed herein, the patient may automatically be provided with approved health-related insurance coverage upon completion of his or her medical examination.
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公开(公告)号：US20210357481A1
公开(公告)日：2021-11-18
申请号：US14871170
申请日：2015-09-30
Inventor： Andrew Patrick Wieduwilt , Leif Agerholm Roll
IPC: G06F19/00
Abstract: When results of a medical diagnostic examination performed on a patient are initially or newly generated and stored into a medical diagnostic provider system, procurement of binding quotes of types of insurance that require a medical diagnostic exam to be performed and for which the patient is an insured party may be automatically initiated or triggered. Procurement of binding quotes may include, with customer or patient permission, generation of a health profile of the patient based upon the exam results, provision of the health profile to insurance providers (e.g., using an online auction), reception of binding quotes from at least some of the insurance providers, and acceptance of one of the binding quotes on behalf of the patient, thereby entering into a binding contract for insurance. Using the techniques disclosed herein, the patient may automatically be provided with approved insurance coverage upon completion of his or her medical examination.
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公开(公告)号：US20210133885A1
公开(公告)日：2021-05-06
申请号：US14871341
申请日：2015-09-30
Inventor： Leif Agerholm Roll , Andrew Patrick Wieduwilt
Abstract: Techniques for procuring insurance based upon medical diagnostic examinations may include, with a patient's or customer's permission or consent, auctioning a health profile of the patient or customer, including providing the customer's health profile to one or more insurance providers and receiving one or more bids. A winning bid may be selected, and based upon the winning bid, and existing insurance policy of the customer may be updated, or a new insurance policy with a customer may be established. When the customer's health profile changes, updated insurance or new insurance may automatically be provided to the customer. Using the techniques disclosed herein, patients who have undergone medical examinations may be automatically provided with insurance for which they have been pre-approved and that has a competitive cost, as well as more accurately reflects the patient's risk profile. As a result, insurance or other cost savings may be provided to customers.
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公开(公告)号：US10817949B1
公开(公告)日：2020-10-27
申请号：US14871273
申请日：2015-09-30
Inventor： Andrew Patrick Wieduwilt , Leif Agerholm Roll
Abstract: Techniques for initiating offers for insurance based upon medical diagnostic examinations may include, for each of a plurality of stored examination results: with a patient's or customer's affirmative consent or permission, (1) determining a health profile of a respective patient; (2) determining, based upon contents of the health profile, whether or not the patient is eligible for one or more offers of insurance; (3) providing the health profile of an eligible patient to one or more insurance providers; and/or (4) receiving one or more insurance offers that include binding quotes for insurance. Using the techniques disclosed herein, patients who have undergone medical examinations may be automatically selected and provided with insurance offers for which they have been pre-approved. The insurance offers may include binding quotes for insurance coverage. As a result, insurance or other cost savings may be provided to patients or other customers (e.g., parents of young patients).
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