公开(公告)号：US20230093873A1

公开(公告)日：2023-03-30

申请号：US17939625

申请日：2022-09-07

Applicant: Apple Inc.

Inventor： Michael A. Minar ,  Yiran Kang ,  Fadi S. Obeid ,  Rachel Reddy ,  Rima Kakarla ,  Anuj Chaudhary ,  Anish Doshi ,  Julien Barlerin ,  Michael Artemiw ,  Richard W. Heard ,  Ashish C. Nagre

IPC: G06F16/16 ,  G06F16/903

Abstract: Tags for transaction records can be generated to represent characteristics of the transaction records not represented by typical characteristics of the records. Once generated, the transaction records can be modified to include the tags. Responsive to requests for transaction information, a set of transactions can be identified based on tags of the transactions and information about the transactions can be provided to a user interface.

公开(公告)号：US11348092B2

公开(公告)日：2022-05-31

申请号：US16827202

申请日：2020-03-23

Applicant: Apple Inc.

Inventor： Michael Artemiw ,  Aaron M. Melim ,  Ashish C. Nagre ,  Christine A. Franco ,  David T. Haggerty ,  Fadi S. Obeid ,  Glen W. Steele ,  Katie M. McIndoe ,  Mischa K. McLachlan ,  Richard W. Heard ,  Rima Kakarla ,  Akila Suresh ,  Jarad M. Fisher

IPC: G06Q40/00 ,  G06Q20/34 ,  G06Q20/38 ,  G06Q20/24

Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.