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    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device
    11.
    发明申请
    Apparatuses and Methods for Using a Primary User Device to Provision Credentials onto a Secondary User Device 有权

    公开(公告)号：US20210241268A1

    公开(公告)日：2021-08-05

    申请号：US17238805

    申请日：2021-04-23

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  George R. Dicker ,  Glen W. Steele ,  Morgan J. Grainger ,  Zachary A. Rosen

    IPC: G06Q20/38 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/12

    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.

    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION
    12.
    发明申请
    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION 审中-公开

    公开(公告)号：US20200042970A1

    公开(公告)日：2020-02-06

    申请号：US16600289

    申请日：2019-10-11

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/08 ,  G06K7/10

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

    Apparatuses and methods for using a primary user device to provision credentials onto a secondary user device
    13.
    发明授权
    Apparatuses and methods for using a primary user device to provision credentials onto a secondary user device 有权

    公开(公告)号：US11017384B2

    公开(公告)日：2021-05-25

    申请号：US14475268

    申请日：2014-09-02

    Applicant: Apple inc.

    Inventor： Jeremy T. Brown ,  George R. Dicker ,  Glen W. Steele ,  Morgan J. Grainger ,  Zachary A. Rosen

    IPC: G06Q20/38 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/12

    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.

    User device enabling access to payment information in response to mechanical input detection
    14.
    发明授权
    User device enabling access to payment information in response to mechanical input detection 有权

    公开(公告)号：US10223682B2

    公开(公告)日：2019-03-05

    申请号：US15186114

    申请日：2016-06-17

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06F19/00 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/08 ,  G06K7/10

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

    User device enabling access to payment information in response to mechanical input detection
    17.
    发明授权
    User device enabling access to payment information in response to mechanical input detection 有权
    用户设备能够响应于机械输入检测而访问支付信息

    公开(公告)号：US09400977B2

    公开(公告)日：2016-07-26

    申请号：US14475424

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06F19/00 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/20 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/08

    CPC classification number: G06Q20/206 ,  G06K7/10831 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/3572 ,  G06Q20/36 ,  G06Q20/401 ,  G06Q20/40145 ,  G06Q2220/00 ,  G07F7/0806 ,  G07F7/0833

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

    Abstract translation: 在某些实施例中，电子设备可以包括检测机械输入的安全元件。 机械输入可以对应于将安全存储的支付信息发送到另一设备的指令和/或将该信息发布到设备上的应用（例如，用于在应用程序内商业交易中）。 此功能可以抑制或阻止付款信息的未经授权的传输。 当检测到机械输入时，支付信息可以被发送到销售点（POS）终端（例如，经由近场通信）或发布到设备上的应用。 此外，用户可以使用默认支付信息或与设备交互（在提供机械输入之前或之后）为交易选择适当的支付信息。 例如，用户可以在信用卡，借记卡和/或储值卡（例如，转接卡）之间进行选择。

    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION
    18.
    发明申请
    USER DEVICE ENABLING ACCESS TO PAYMENT INFORMATION IN RESPONSE TO MECHANICAL INPUT DETECTION 有权
    用户设备启用机械输入检测响应中的付款信息

    公开(公告)号：US20150348009A1

    公开(公告)日：2015-12-03

    申请号：US14475424

    申请日：2014-09-02

    Applicant: Apple Inc.

    Inventor： Jeremy T. Brown ,  Zachary A. Rosen ,  Morgan J. Grainger

    IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/36

    CPC classification number: G06Q20/206 ,  G06K7/10831 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/3572 ,  G06Q20/36 ,  G06Q20/401 ,  G06Q20/40145 ,  G06Q2220/00 ,  G07F7/0806 ,  G07F7/0833

    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).

    Abstract translation: 在某些实施例中，电子设备可以包括检测机械输入的安全元件。 机械输入可以对应于将安全存储的支付信息发送到另一设备的指令和/或将该信息发布到设备上的应用（例如，用于在应用程序内商业交易中）。 此功能可以抑制或阻止付款信息的未经授权的传输。 当检测到机械输入时，支付信息可以被发送到销售点（POS）终端（例如，经由近场通信）或发布到设备上的应用。 此外，用户可以使用默认支付信息或与设备交互（在提供机械输入之前或之后）为交易选择适当的支付信息。 例如，用户可以在信用卡，借记卡和/或储值卡（例如，转接卡）之间进行选择。

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