公开(公告)号：US20170154324A1

公开(公告)日：2017-06-01

申请号：US15360487

申请日：2016-11-23

申请人： MASTERCARD INTERNATIONAL INCORPORATED

发明人： Karan Singh ,  Vikram Jammihal ,  Sanjiv Purushotham ,  Hassan Akbar ,  Sumit Mittal

IPC分类号： G06Q20/32 ,  G06Q20/10 ,  G06Q20/14

CPC分类号： G06Q20/3226 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/28 ,  G06Q20/349 ,  G06Q20/351 ,  G06Q20/354

摘要： A method of facilitating e-commerce and/or contactless payments funded by a funding account that is blocked from directly making such payments, said method comprising a virtual card interface computing system, comprising an application running on a user device and a server: storing details to link a virtual card (VC) account with said funding account at said server; receiving an instruction from a user of said VC account through said application to transfer funds from the funding account to the VC account; and initiating requesting said transfer from an issuer of the funding account. Also, a method of making an e-commerce or contactless payment funded by a funding account that is blocked from directly making such payments comprising: funding a VC account according to the aforementioned method; and subsequently making said payment by providing VC credentials of the VC account to a payee.