- 专利标题: Non-payment communications using payment transaction network
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申请号: US14325823申请日: 2014-07-08
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公开(公告)号: US09792610B2公开(公告)日: 2017-10-17
- 发明人: Kenny Unser , Kent Olof Niklas Berntsson , Jean-Pierre Gerard
- 申请人: MasterCard International Incorporated
- 申请人地址: US NY Purchase
- 专利权人: MASTERCARD INTERNATIONAL INCORPORATED
- 当前专利权人: MASTERCARD INTERNATIONAL INCORPORATED
- 当前专利权人地址: US NY Purchase
- 代理机构: Buckley, Maschoff & Talwalkar LLC
- 主分类号: G06K5/00
- IPC分类号: G06K5/00 ; G06Q20/40 ; G07G1/14 ; G06Q20/20
摘要:
A communication channel is provided between a transaction acquirer and a payment network, for the purpose of transmitting payment card account transaction authorization requests. Via the communication channel the payment network may receive a message containing additional information. The additional information may originate at the point of sale and may be in addition to a PAN (primary account number) or the like. The payment network may send a message including the additional information to an entity that is neither a payment account issuer nor the transaction acquirer.
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