- 专利标题: Autonomous vehicle insurance pricing and offering based upon accident risk
-
申请号: US14713201申请日: 2015-05-15
-
公开(公告)号: US09715711B1公开(公告)日: 2017-07-25
- 发明人: Blake Konrardy , Scott T. Christensen , Gregory Hayward , Scott Farris
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 代理机构: Marshall, Gerstein & Borun LLP
- 代理商 Randall G. Rueth
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q10/06
摘要:
Methods and systems for monitoring use, determining risk, and pricing insurance policies for an autonomous vehicle having one or more autonomous operation features are provided. According to certain aspects, accident risk factors may be determined for autonomous operation features of the vehicle using information regarding the autonomous operation features of the vehicle or other accident related factors associated with the vehicle. The accident risk factors may indicate the ability of the autonomous operation features to avoid accidents during operation, particularly without vehicle operator intervention. The accident risk levels determined for a vehicle may further be used to determine or adjust aspects of an insurance policy associated with the vehicle.
信息查询