发明授权
- 专利标题: Loss impact tracking system and method
- 专利标题(中): 损失跟踪系统和方法
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申请号: US11727884申请日: 2007-03-28
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公开(公告)号: US07899741B2公开(公告)日: 2011-03-01
- 发明人: Craig Hooley , Honey Kalla , Hari Vivek , Paul Lindemann , Esteban C. Vivanco
- 申请人: Craig Hooley , Honey Kalla , Hari Vivek , Paul Lindemann , Esteban C. Vivanco
- 申请人地址: US NC Charlotte
- 专利权人: Bank of America Corporation
- 当前专利权人: Bank of America Corporation
- 当前专利权人地址: US NC Charlotte
- 代理机构: Roylance, Abrams, Berdo & Goodman, LLP
- 代理商 Michael A. Springs; Stan Torgovitsky
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
Methods and systems for assisting analysis of potential gain or loss associated with acquiring property, and analysis of data related to disaster (such as due to flood, fire, etc.) affected properties with delinquent payments to determine the appropriate equity decision regarding a foreclosure action on one or more liens associated with the property. Loans and information associated therewith are assigned to one of the status queues that include a queue for loans eligible for review, a queue for loans reviewed based on the analysis, a queue for loans having a certain risk factor associated therewith, a queue for loans designated for foreclosure, a queue for loans having a certain lien position associated therewith, a queue for loans designated for bid-at-sale, and a queue for loans designated for disposition without any further action by the lender. Multiple liens associated with a subject property can be displayed and analyzed to facilitate assessment of the loan and recommendations for disposition thereof. Insurance payment information for disaster-affected underlying properties is displayed and can be taken into account when assessing the loan and formulating recommendations for disposition thereof.
公开/授权文献
- US20080243678A1 Loss impact tracking system and method 公开/授权日:2008-10-02
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