The invention is directed to a drill system that better uses the power curve of modern machine tools. The drill system uses IC inserts to perform the major hole diameter cutting, and a central drilling system that cuts the remaining minor diameter portion of the hole, and is configured to see less cutting surface footage, due to its position from the rotating center of the tool. A connection between the drill head and a holder body secures the drill head in a manner to effectively absorb lateral drilling forces. The drill system allows for a large diameter deep hole that remains straight throughout to be drilled at higher speed and lighter feed rates thus offering a more productive tool that takes advantage of the power curves and lower thrust capabilities of modern machine tools.