- 专利标题: Dynamic contactless payment based on facial recognition
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申请号: US17567248申请日: 2022-01-03
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公开(公告)号: US11816668B2公开(公告)日: 2023-11-14
- 发明人: Udaya Kumar Raju Ratnakaram , Puneetha Polasa
- 申请人: Bank of America Corporation
- 申请人地址: US NC Charlotte
- 专利权人: Bank of America Corporation
- 当前专利权人: Bank of America Corporation
- 当前专利权人地址: US NC Charlotte
- 代理机构: Banner & Witcoff, Ltd.
- 主分类号: G06Q20/40
- IPC分类号: G06Q20/40
摘要:
Arrangements for facial recognition and processing are provided. In some aspects, a request to process a transaction may be received. In response to the request, image data of the user may be captured. The image data may be analyzed using one or more facial recognition techniques. If the user cannot be identified, payment information may be requested from the user. If the user can be identified, the user may be identified and user profile data associated with the user may be retrieved. In some examples, the user profile data may include user contact information, user device identifying information, and the like. User device data may be extracted from the user profile data and a notification including an instruction to initiate payment processing may be generated. The notification may then be transmitted to the user device identified from the extracted data and the instruction may be executed to initiate payment processing.
公开/授权文献
- US20230214838A1 Dynamic Contactless Payment Based on Facial Recognition 公开/授权日:2023-07-06
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