- 专利标题: Blockchain-based systems and methods for self-managed peer group insurance
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申请号: US16460486申请日: 2019-07-02
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公开(公告)号: US11416944B1公开(公告)日: 2022-08-16
- 发明人: Matthew Lewis Floyd
- 申请人: State Farm Mutual Automobile Insurance Company
- 申请人地址: US IL Bloomington
- 专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人地址: US IL Bloomington
- 代理机构: Armstrong Teasdale LLP
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q20/36 ; G06F16/27
摘要:
A blockchain-based social insurance (“BBSI”) computer system for creating a social insurance group is provided. The BBSI computer system includes at least one processor in communication with at least one memory device. The processor is programmed to receive social insurance group data and define at least one qualifying rule for joining the social insurance group. Each member of the social insurance group must satisfy the at least one qualifying rule to become a member of the social insurance group. The processor is programmed to generate at least one social insurance group blockchain including the qualifying rule and cause to be displayed on a user device the social insurance group data for review by a candidate member. The processor is also programmed to receive a registration message from the candidate member including a request to become a member of the group.
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