- 专利标题: Systems and methods for linking ACH data with merchant loyalty data
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申请号: US17238502申请日: 2021-04-23
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公开(公告)号: US11301891B2公开(公告)日: 2022-04-12
- 发明人: Scott Wayne DeAngelo , Dennis A. Kettler , Sayid Shabeer
- 申请人: Worldpay, LLC
- 申请人地址: US OH Symmes Township
- 专利权人: Worldpay, LLC
- 当前专利权人: Worldpay, LLC
- 当前专利权人地址: US OH Symmes Township
- 代理机构: Bookoff McAndrews, PLLC
- 主分类号: G06Q30/02
- IPC分类号: G06Q30/02 ; G06Q20/02 ; G06Q20/38 ; G06Q20/20 ; G06Q20/40
摘要:
A method for linking alternative payment information with customer loyalty data includes obtaining a customer loyalty identifier associated with a customer, reading customer data from a database based on the obtained customer loyalty identifier, obtaining alternative payment information from the read customer data, determining whether payment by the alternative payment information is enabled for the customer loyalty identifier, prompting the customer to enable payment by the alternative payment information, prompting the customer for authorization information associated with payment by the alternative payment information, enabling payment by the alternative payment information for the customer loyalty identifier, and applying the alternative payment information to a current purchase of the customer.
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