- 专利标题： Tokenisation of payment data
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申请号： US16416534申请日： 2019-05-20
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公开(公告)号： US11080698B2公开(公告)日： 2021-08-03
- 发明人: Michael John Cowen
- 申请人： Mastercard International Incorporated
- 申请人地址： US NY Purchase
- 专利权人： Mastercard International Incorporated
- 当前专利权人： Mastercard International Incorporated
- 当前专利权人地址： US NY Purchase
- 代理机构： Buckley, Maschoff & Talwalkar LLC
- 优先权： EP18174737 20180529
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00 ; G06Q20/38 ; G06Q20/34 ; G06Q20/40
摘要：
A method for a tokenisation service provider (TSP) to generate tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are provided. The method comprises a TSP processor: receiving from a card issuer processor a request to generate one or more tokenised card numbers tPAN1 . . . m; generating and recording one or more tokenised card numbers tPAN1 . . . m, wherein the one or more tPAN1 . . . m is/are not associated with a real card number PAN; receiving a real card number PANi from the card issuer processor; and recording the mapping of the real card number PANi to a tokenised card number tPANxE1 . . . m in a tokenisation service provider database. A method for a card issuer to provide tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are also provided.
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