- 专利标题： Systems and computer-implemented processes for occupational risk assessment
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申请号： US14093647申请日： 2013-12-02
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公开(公告)号： US10157418B1公开(公告)日： 2018-12-18
- 发明人: Krishnan Swamy , Nikhil Murgai
- 申请人： Krishnan Swamy , Nikhil Murgai
- 申请人地址： US VA McLean
- 专利权人： Capital One Financial Services
- 当前专利权人： Capital One Financial Services
- 当前专利权人地址： US VA McLean
- 代理机构： Finnegan, Henderson, Farabow, Garrett & Dunner, LLP
- 主分类号： G06Q40/02
- IPC分类号： G06Q40/02
摘要：
Systems and methods are disclosed for determine creditworthiness based on the stability of the customer's occupation. Occupational risk scores may be used to group stable or unstable occupations and may be used in conjunction with other indicators of creditworthiness. Risk band scores may also be used to determine creditworthiness. Other aspects of the disclosed embodiments are described herein.
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