The system, apparatus and method of the present invention provides a single carrier block transmission with guard interval as a means of communications over multi-path channels that enables frequency domain equalization, and therefore, has many of the advantages of OFDM, but does not have some of the drawbacks such as high PAPR and the need for high resolution ADCs. While the use of guard intervals in single carrier communications enables low complexity detection of the signal, it reduces bandwidth efficiency. The present invention improves the bandwidth efficiency by adjusting the length of the guard interval adaptively. Also, by allowing both time-domain and frequency domain equalizations, besides improving bandwidth efficiency, the inventions allows for great flexibility in receiver design.