The present invention relates to a transparent conductive film and a transparent conductive layer-forming laminated body used in the same, which is excellent in etching resistance in a low refractive index layer, is capable of making the pattern shape of the transparent conductive layer invisible with stability, and is excellent in adhesion property with respect to the transparent conductive layer or the like. The transparent conductive layer-forming laminated body or the like has an optical adjustment layer on at least one surface of a base film. The optical adjustment layer is formed by sequential stacking of a high refractive index layer with a refractive index value of at least 1.6 and the low refractive index layer with a refractive index value of 1.45 or less from the base film side. The low refractive index layer contains silica particles. The ratio of pores where no silica particle is present on an exposed side surface of the low refractive index layer has a value of at least 15%.