The invention discloses a vehicle-mounted 360-degree panorama mosaic method which includes utilizing a double-curve model to match a fisheye camera model, and calculating fisheye camera model parameters; confirming a mapping relation between a picture coordinate system and a camera coordinate system; confirming a homography matrix from the camera coordinate system to a ground coordinate system; generating a mapping lookup table from the picture coordinate system to the ground coordinate system; and enabling ground pictures obtained by a camera to be matched into a final aerial view according to the mapping lookup table. According to the vehicle-mounted 360-degree panorama matching method, for complexity of images of four view fields of the vehicle-mounted environment, the mapping lookup table from an original view field to the aerial view is built by utilizing the mapping relation. Compared with feature point match, the method only depends on the coordinate relation, a coordinate is relatively fixed when the camera is fixed, so compared with matching, the method is reliable. The original pictures are directly mapped to positions below the camera coordinate system, mapping from the camera coordinate system to a world coordinate system is omitted, errors are reduced, and accuracy is high.