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    Payment handoff system
    1.
    发明授权
    Payment handoff system 有权

    公开(公告)号：US11120445B2

    公开(公告)日：2021-09-14

    申请号：US15922795

    申请日：2018-03-15

    Applicant: Apple Inc.

    Inventor： Bob Bradley ,  Marc J. Krochmal ,  William M. Bumgarner ,  Vijay Sundaram ,  Margaret A. Moore ,  Nicholas J. Shearer ,  Brandon J. Kieft

    IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/08 ,  G06Q30/06 ,  G06Q40/00

    Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.

    Conducting transactions using electronic devices with non-native credentials
    6.
    发明授权
    Conducting transactions using electronic devices with non-native credentials 有权

    公开(公告)号：US11386424B2

    公开(公告)日：2022-07-12

    申请号：US15415679

    申请日：2017-01-25

    Applicant: Apple Inc.

    Inventor： George R. Dicker ,  Nicholas J. Shearer

    IPC: G06Q30/00 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/10 ,  G06Q20/40

    Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS
    8.
    发明申请
    CONDUCTING TRANSACTIONS USING ELECTRONIC DEVICES WITH NON-NATIVE CREDENTIALS 审中-公开

    公开(公告)号：US20170213212A1

    公开(公告)日：2017-07-27

    申请号：US15415679

    申请日：2017-01-25

    Applicant: Apple Inc.

    Inventor： George R. Dicker ,  Nicholas J. Shearer

    IPC: G06Q20/38 ,  G06Q20/10 ,  G06Q20/32

    CPC classification number: G06Q20/3829 ,  G06Q20/10 ,  G06Q20/3223 ,  G06Q20/3278 ,  G06Q20/3821 ,  G06Q20/401 ,  G06Q2220/00

    Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

    SECURE DOCUMENT TRANSFER
    9.
    发明申请
    SECURE DOCUMENT TRANSFER 有权

    公开(公告)号：US20240403456A1

    公开(公告)日：2024-12-05

    申请号：US18205374

    申请日：2023-06-02

    Applicant: Apple Inc.

    Inventor： Nicholas J. Shearer ,  Sunil Nair ,  Felix-Johannes A. Visée ,  Eric K. Kimn ,  Salma Elshatanoufy

    IPC: G06F21/62 ,  G06F21/35 ,  G06F21/60

    Abstract: After NFC transaction information is sent from the first device to the second device via the NFC protocol, the second device sends the NFC transaction information to the third-party. Both the first device and the third-party compute the same transaction identifier utilizing the NFC transaction information, and both the first device and the third-party register with a host server utilizing this transaction identifier. The first device may then send a public key to the host server with the transaction identifier, and the host server may send the public key to the third-party. The third-party may encrypt a document using the public key and may send the encrypted document to the host server with the transaction identifier. The host server may then send the encrypted document to the first device, where the first device may decrypt and present/store the decrypted document.

    Conducting transactions using electronic devices with non-native credentials
    10.
    发明授权
    Conducting transactions using electronic devices with non-native credentials 有权

    公开(公告)号：US12073394B2

    公开(公告)日：2024-08-27

    申请号：US17836981

    申请日：2022-06-09

    Applicant: Apple Inc.

    Inventor： George R. Dicker ,  Nicholas J. Shearer

    IPC: G06Q30/00 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40

    CPC classification number: G06Q20/3829 ,  G06Q20/10 ,  G06Q20/3223 ,  G06Q20/3278 ,  G06Q20/3821 ,  G06Q20/401 ,  G06Q20/4015 ,  G06Q2220/00

    Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

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