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公开(公告)号：US20140257867A1
公开(公告)日：2014-09-11
申请号：US14203015
申请日：2014-03-10
Inventor： Christopher E. Gay , Scott Thomas Christensen , Gregory Hayward , Steven Cielocha , Todd Binion
IPC: G06Q40/08
CPC classification number: G06Q40/08 , B60C1/00 , B60Q1/00 , B60R25/20 , G06Q30/0207 , G06Q30/0208 , G06Q40/00 , G07C5/00 , G07C5/008
Abstract: Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle use units and may facilitate a purchase transaction with the customer for the insurance policy. Once a policy is selected and purchased, the system and method monitor vehicle use to determine each use of a vehicle use unit. Each vehicle use unit generally corresponds to one vehicle trip, but additional vehicle trip limitations may be added that may result in additional charges when exceeded during the course of a vehicle trip.
Abstract translation: 提供了提供和提供旅行车辆保险的方法和系统。 收到关于车辆操作员和车辆的信息，并且向客户提供包括车辆使用单元数量的旅行保险单。 根据所选择的覆盖类型，保险提供者可以为具有车辆使用单位量的策略生成保险报价，并且可以促进与客户的保险单的购买交易。 一旦选择和购买政策，系统和方法监测车辆使用情况，以确定每个使用车辆使用单位。 每个车辆使用单元通常对应于一次车辆行程，但是可以添加额外的车辆行驶限制，这可能导致在车辆行驶过程中超出时的额外费用。
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公开(公告)号：US20220258747A1
公开(公告)日：2022-08-18
申请号：US17738209
申请日：2022-05-06
Inventor： Scott Thomas Christensen , Brian M. Fields , Stephen R. Prevatt , Steve Roberson
IPC: B60W50/00
Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.
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公开(公告)号：US20220101726A1
公开(公告)日：2022-03-31
申请号：US17548126
申请日：2021-12-10
Inventor： Brian M. Fields , John A. Nepomuceno , Scott Thomas Christensen , Duane Christiansen , Steven C. Cielocha , Kristopher Keith Gaudin , Michael Bernico , Nathan L. Tofte , Steve Roberson
Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
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公开(公告)号：US20210398226A1
公开(公告)日：2021-12-23
申请号：US17464941
申请日：2021-09-02
Inventor： Scott Thomas Christensen , Gregory Hayward , Steven Cielocha , Todd Binion
Abstract: Methods and systems for improving vehicular safety by notifying vehicle operators of location-based risks are provided. According to embodiments, a processing server may receive an initial location of a vehicle. Based on location data associated with the initial location, the processing server can determine the risk of an incident. The processing server can generate a notification to communicate to the vehicle operator, and the vehicle operator can assess the risk and take action to mitigate the risk, for example by relocating the vehicle. The processing server can receive updated location data for the vehicle and can determine, based on the updated location data, that the risk has been mitigated.
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公开(公告)号：US11127084B1
公开(公告)日：2021-09-21
申请号：US16175403
申请日：2018-10-30
Inventor： Scott Thomas Christensen , Gregory Hayward , Steven Cielocha , Todd Binion
Abstract: Methods and systems for improving vehicular safety by notifying vehicle operators of location-based risks are provided. According to embodiments, a processing server may receive an initial location of a vehicle. Based on location data associated with the initial location, the processing server can determine the risk of an incident. The processing server can generate a notification to communicate to the vehicle operator, and the vehicle operator can assess the risk and take action to mitigate the risk, for example by relocating the vehicle. The processing server can receive updated location data for the vehicle and can determine, based on the updated location data, that the risk has been mitigated.
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Patent Agency Ranking
公开(公告)号：US10733886B1
公开(公告)日：2020-08-04
申请号：US16707912
申请日：2019-12-09
Inventor： Brian Mark Fields , John A. Nepomuceno , Scott Thomas Christensen , Duane Christiansen , Steven C. Cielocha , Kristopher Keith Gaudin , Michael Bernico , Nathan L. Tofte , Steve Roberson
Abstract: Systems and methods for real-time detection and mitigation anomalous behavior of a remote vehicle are provided, e.g., vehicle behavior that is consistent with distracted or unexpectedly disabled driving. On-board and off-board sensors associated with a subject vehicle may monitor the subject vehicle's environment, and behavior characteristics of a remote vehicle operating within the subject vehicle's environment may be determined based upon collected sensor data. The remote vehicle's behavior characteristics may be utilized to detect or determine the presence of anomalous behavior, which may be anomalous for the current contextual conditions of the vehicles' environment. Mitigating actions for detected remote vehicle anomalous behaviors may be suggested and/or automatically implemented at the subject vehicle and/or at proximate vehicles to avoid or reduce the risk of accidents, injury, or death resulting from the anomalous behavior. In some situations, authorities may be notified.
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公开(公告)号：US10699498B1
公开(公告)日：2020-06-30
申请号：US16145958
申请日：2018-09-28
Inventor： Meghan Sims Goldfarb , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
Abstract: A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include metrics indicative of different driving behaviors and/or different features of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis that includes executing a clustering algorithm may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.
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公开(公告)号：US10223845B1
公开(公告)日：2019-03-05
申请号：US15142636
申请日：2016-04-29
Abstract: A method based on separating ambient gravitational acceleration from a moving three-axis accelerometer data for determining a driving pattern is presented. A server may receive telematics data originating from a client computing device and combine the telematics data. The server may estimate a gravitational constant to the combined telematics data and generate a function for pitch and a roll angle from the combined telematics data. The server may further determine a driving pattern using at least the pitch and the roll angle.
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公开(公告)号：US10115246B1
公开(公告)日：2018-10-30
申请号：US15010381
申请日：2016-01-29
Inventor： Meghan Sims Goldfarb , Scott Thomas Christensen , Taylor Michael Thiel , Anuj Dahiya
Abstract: A method for attributing vehicle telematics data to individuals may include receiving vehicle telematics data collected by a data collection device during a plurality of trips. Subsets of the vehicle telematics data may correspond to different trips, and may be used to generate respective metric sets. Each metric set may include one or more metrics each indicative of a different driving behavior or a different feature of a driving environment. The method may also include retrieving, from a policy database, policy information pertaining to an insurance policy associated with the data collection device, and determining, based upon the policy information, a number of disclosed drivers associated with the insurance policy. A statistical analysis may be performed on the metric sets, and, based upon the results, at least some of the metrics and/or at least some of the subsets of vehicle telematics data may be assigned to the disclosed drivers.
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40.发明申请公开(公告)号：US20150332518A1
公开(公告)日：2015-11-19
申请号：US14277939
申请日：2014-05-15
IPC: G07C5/02
CPC classification number: G07C5/008 , G06Q40/08 , G07C5/0825 , G07C5/085
Abstract: A computer implemented method for determining a yaw angle estimate or vehicle heading direction is presented. A data server may receive a plurality of telematics data originating from a client computing device and determine a first primary movement window from the telematics data. The data server may also determine a potential range of yaw angles from the plurality of telematics data from the first primary movement window and generate an equality that evaluates the potential range of yaw angles. The data server may further maximize the count of acceleration events of the telematics data from the first primary movement window to further generate one or more refined yaw angle estimates. The data server stores the one or more yaw angle estimates on a memory.
Abstract translation: 提出了一种用于确定偏航角估计或车辆航向方向的计算机实现方法。 数据服务器可以接收来自客户端计算设备的多个远程信息处理数据，并从远程信息处理数据确定第一主移动窗口。 数据服务器还可以根据来自第一主移动窗口的多个远程信息数据确定偏航角的潜在范围，并且生成评估偏航角的潜在范围的等式。 数据服务器还可以进一步最大化来自第一主移动窗口的远程信息处理数据的加速度事件的计数，以进一步产生一个或多个精确的偏航角估计。 数据服务器将一个或多个偏航角估计值存储在存储器上。
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