公开(公告)号：US20100222043A1

公开(公告)日：2010-09-02

申请号：US12396248

申请日：2009-03-02

Applicant: Bruce Dragt

Inventor： Bruce Dragt

IPC: H04M3/42

CPC classification number: G06Q30/02

Abstract: Systems, methods, and devices for prompting mobile device users for feedback information using tone transmissions are provided. One device may include a network interface, a display, a microphone, and a processor in communication with the network interface, display, and microphone, where the processor is configured to execute computer executable instructions to receive, by the microphone, a tone, where the tone includes a location identifier. The processor is further configured to execute computer executable instructions to extract the location identifier from the tone, and transmit, via the network interface, a signal that includes at least a portion of the location identifier. Moreover, the processor is further configured to execute computer executable instructions to receive, via the network interface, user prompting information associated with the location identifier, and display at least a portion of the user prompting information on the display.

Abstract translation: 提供了使用音调传输提示移动设备用户反馈信息的系统，方法和设备。 一个设备可以包括与网络接口，显示器和麦克风通信的网络接口，显示器，麦克风和处理器，其中处理器被配置为执行计算机可执行指令以由麦克风接收音调，其中 音调包括位置标识符。 处理器还被配置为执行计算机可执行指令以从音调提取位置标识符，并且经由网络接口​​发送包括位置标识符的至少一部分的信号。 此外，处理器还被配置为执行计算机可执行指令，以经由网络接口​​接收与该位置标识符相关联的用户提示信息，并且在显示器上显示用户提示信息的至少一部分。

公开(公告)号：US20090307119A1

公开(公告)日：2009-12-10

申请号：US12133244

申请日：2008-06-04

Applicant: Daniel Ahles ,  Bruce Dragt

Inventor： Daniel Ahles ,  Bruce Dragt

IPC: G06Q40/00 ,  G06Q10/00

CPC classification number: G06Q20/12 ,  G06Q20/042 ,  G06Q20/4016 ,  G06Q20/42 ,  G06Q40/00

Abstract: A fraud detection system can be implemented by a check processor and a financial institution. The check processor can notify the financial institution proximate to the time a check is submitted to a merchant. The financial institution can then assess whether the check is suspicious and, if suspicious, contact the account holder to confirm that the account holder actually wrote the check. The financial institution can make direct contact with the account holder to confirm that the account holder is aware of the check writing activity.

Abstract translation: 欺诈检测系统可以由检查处理器和金融机构实现。 检查处理器可以在向商家提交支票的时间通知金融机构。 然后，金融机构可以评估支票是否可疑，如果可疑，请联系账户持有人，以确认账户持有人实际上写了支票。 金融机构可以直接与账户持有人联系，以确认账户持有人是否知道支票写作活动。