公开(公告)号：US20230342858A1

公开(公告)日：2023-10-26

申请号：US17972275

申请日：2022-10-24

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Sharon Gibson ,  Nicholas Carmelo Marotta ,  Daniel Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Jason Goldfarb

IPC: G06Q40/08 ,  G06N20/00

CPC classification number: G06Q40/08 ,  G06N20/00 ,  G06Q50/163

Abstract: Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving at least one of home data for a property or user data for a user; (2) determining, using a trained machine learning evaluation model, one or more home score factors based upon at least one of the home data or the user data; (3) receiving, from the user, a home modification indication; (4) modifying, based upon the home modification indication, at least one of the one or more home score factors to create one or more modified home score factors; and (5) generating, based upon the one or more modified home score factors, a home score for the property.

公开(公告)号：US11699205B1

公开(公告)日：2023-07-11

申请号：US17088430

申请日：2020-11-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06Q50/26 ,  G06N20/00 ,  G06F16/58 ,  G06F16/29 ,  G07C5/00 ,  G06Q10/20 ,  G08G1/052 ,  G06F3/0484 ,  G06F16/54 ,  G06V20/58 ,  G06V20/56 ,  G01C21/00 ,  G06Q10/10 ,  G06Q40/08 ,  H04L67/12

CPC classification number: G06Q50/26 ,  G06F3/0484 ,  G06F16/29 ,  G06F16/54 ,  G06F16/5866 ,  G06N20/00 ,  G06Q10/20 ,  G06V20/584 ,  G06V20/588 ,  G07C5/008 ,  G08G1/052 ,  G01C21/3815 ,  G01C21/3848 ,  G06Q10/10 ,  G06Q40/08 ,  H04L67/12

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US11526711B1

公开(公告)日：2022-12-13

申请号：US17088402

申请日：2020-11-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06K9/62 ,  G06F16/58 ,  G06F16/54 ,  G11B27/34 ,  H04N7/18 ,  G06F16/29 ,  G06V20/52

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US12254067B2

公开(公告)日：2025-03-18

申请号：US18530550

申请日：2023-12-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06F18/25 ,  B60W30/08 ,  B60W40/06 ,  B60W40/105 ,  G01C21/34 ,  G01C21/36 ,  G05D1/00 ,  G06F3/0484 ,  G06F16/29 ,  G06F16/54 ,  G06F16/58 ,  G06F16/587 ,  G06N20/00 ,  G06Q10/20 ,  G06Q50/26 ,  G06T7/20 ,  G06T7/292 ,  G06T7/70 ,  G06V20/52 ,  G06V20/54 ,  G06V20/56 ,  G06V20/58 ,  G07C5/00 ,  G08G1/01 ,  G08G1/052 ,  G11B27/34 ,  H04N7/18 ,  G01C21/00 ,  G06Q10/10 ,  G06Q40/08 ,  H04L67/12

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US20240391464A1

公开(公告)日：2024-11-28

申请号：US17088434

申请日：2020-11-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: B60W30/182 ,  G06N20/00 ,  H04W4/44

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US20240338775A1

公开(公告)日：2024-10-10

申请号：US18631209

申请日：2024-04-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John Mullins ,  Randy Oun ,  Phillip Michael Wilkowski ,  Sharon Gibson ,  Jason Goldfarb ,  Arsh Singh ,  Daniel Wilson ,  Michael P. Baran ,  Bryan Nussbaum ,  Anish Agarwal ,  Ronald Dean Nelson ,  Alexander Cardona ,  John Andrew Schirano ,  Christopher N. Kawakita ,  Daniel Wang ,  Amy L. Starr

IPC: G06Q40/08 ,  G06Q10/20

CPC classification number: G06Q40/08 ,  G06Q10/20

Abstract: The following relates generally to determining and/or displaying home scores. In some embodiments, one or more processors: (1) display, in a first portion of a display, identifying information of a home; and (2) display, in a second portion of the display: (a) an overall home score determined based upon a plurality of home subscores; (b) the plurality of home subscores comprising: a home safety subscore determined via a home safety subscore machine learning algorithm, a fire protection subscore determined via a fire protection subscore machine learning algorithm, a sustainability subscore determined via a sustainability subscore machine learning algorithm, and/or a home automation subscore determined via a home automation subscore machine learning algorithm; and (c) a relative home score comprising a comparison between the overall home score and scores of other homes.

公开(公告)号：US20240273636A1

公开(公告)日：2024-08-15

申请号：US18643587

申请日：2024-04-23

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Sharon Gibson ,  Nicholas Carmelo Marotta ,  Daniel Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Jason Goidfarb

IPC: G06Q40/08 ,  G06N20/00 ,  G06Q50/163

CPC classification number: G06Q40/08 ,  G06N20/00 ,  G06Q50/163

Abstract: Systems and methods are described for evaluating and gamifying maintenance for a property by a user. The method may include: (1) retrieving training data captured by one or more sensors associated with one or more properties or one or more users; (2) retrieving at least one of home data for a property or user data for a user; (3) determining, using a machine learning model, home score factors based upon at least one of the home data or the user data, wherein the machine learning model is trained with the training data; (4) generating, based upon the home score factors, a home score for the property; (5) determining, based upon at least one of the home data or the user data, difference factors between the property and a previous property associated with the user; and (6) causing a user device to display the home score and difference factors.

公开(公告)号：US12008781B1

公开(公告)日：2024-06-11

申请号：US17088393

申请日：2020-11-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06T7/70 ,  G01C21/34 ,  G01C21/36 ,  G05D1/00 ,  G06F16/58 ,  G06F16/587 ,  G06Q40/08 ,  G06T7/20 ,  G06T7/292 ,  G06V20/54 ,  G06V20/56 ,  G06V20/58

CPC classification number: G06T7/70 ,  G01C21/3461 ,  G01C21/3484 ,  G01C21/3602 ,  G05D1/0088 ,  G06F16/5866 ,  G06F16/587 ,  G06Q40/08 ,  G06T7/20 ,  G06T7/292 ,  G06V20/54 ,  G06V20/56 ,  G06V20/58 ,  G06V20/584 ,  G06T2207/30252

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US20240104171A1

公开(公告)日：2024-03-28

申请号：US18530550

申请日：2023-12-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06F18/25 ,  G06F3/0484 ,  G06F16/29 ,  G06F16/54 ,  G06F16/58 ,  G06N20/00 ,  G06Q10/20 ,  G06Q50/26 ,  G06V20/52 ,  G06V20/56 ,  G06V20/58 ,  G07C5/00 ,  G08G1/052 ,  G11B27/34 ,  H04N7/18

CPC classification number: G06F18/251 ,  G06F3/0484 ,  G06F16/29 ,  G06F16/54 ,  G06F16/5866 ,  G06N20/00 ,  G06Q10/20 ,  G06Q50/26 ,  G06V20/52 ,  G06V20/584 ,  G06V20/588 ,  G07C5/008 ,  G08G1/052 ,  G11B27/34 ,  H04N7/18 ,  G01C21/3815

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.

公开(公告)号：US11860979B2

公开(公告)日：2024-01-02

申请号：US17980788

申请日：2022-11-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Alexander Cardona ,  Kip Wilson ,  David Frank ,  Phillip Michael Wilkowski ,  Nolan White

IPC: G06F16/58 ,  G06F18/25 ,  G06F16/54 ,  G11B27/34 ,  H04N7/18 ,  G06F16/29 ,  G06V20/52 ,  G06N20/00 ,  G06V20/58 ,  G06V20/56 ,  G06F3/0484 ,  G06Q10/20 ,  G06Q50/26 ,  G07C5/00 ,  G08G1/052 ,  G01C21/00 ,  G06Q10/10 ,  G06Q40/08 ,  H04L67/12

CPC classification number: G06F18/251 ,  G06F3/0484 ,  G06F16/29 ,  G06F16/54 ,  G06F16/5866 ,  G06N20/00 ,  G06Q10/20 ,  G06Q50/26 ,  G06V20/52 ,  G06V20/584 ,  G06V20/588 ,  G07C5/008 ,  G08G1/052 ,  G11B27/34 ,  H04N7/18 ,  G01C21/3815 ,  G01C21/3848 ,  G06Q10/10 ,  G06Q40/08 ,  H04L67/12

Abstract: Techniques for collecting, synchronizing, and displaying various types of data relating to a road segment enable, via one or more local or remote processors, servers, transceivers, and/or sensors, (i) enhanced and contextualized analysis of vehicle events by way of synchronizing different data types, relating to a monitored road segment, collected via various different types of data sources; (ii) enhanced and contextualized analysis of filed insurance claims pertaining to a vehicle incident at a road segment; (iii) advantageous machine learning techniques for predicting a level of risk assumed for a given vehicle event or a given road segment; (iv) techniques for accounting for region-specific driver profiles when controlling autonomous vehicles; and/or (v) improved techniques for providing a GUI to display collected data in a meaningful and contextualized manner.