公开(公告)号：US08538795B2

公开(公告)日：2013-09-17

申请号：US12030119

申请日：2008-02-12

申请人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

发明人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0283 ,  G06Q30/02 ,  G06Q30/0202 ,  G06Q50/06

摘要： Disclosed are a method and system for determining a retail price for a commodity within a geographic boundary. Retail prices for the commodity may be obtained from various sources, such as observers, third-party reporting, transactional data, and self-reporting. The retail price for each source may be analyzed to determine a risk factor. The retail prices from all sources associated with a location may be compared to determine a composite retail price for the location. The retail prices for all the locations within the geographic boundary may be analyzed to generate an aggregate composite price for the commodity within the geographic boundary. The analysis may include using a weighted formula. The analysis may include a volume proxy.

摘要翻译： 公开了用于确定地理边界内的商品的零售价格的方法和系统。 商品的零售价格可以从各种来源获得，例如观察员，第三方报告，交易数据和自我报告。 可以分析每个来源的零售价格以确定风险因素。 可以比较与位置相关联的所有来源的零售价格，以确定该地点的综合零售价格。 可以分析地理边界内所有地点的零售价格，以在地理边界内为商品产生综合综合价格。 分析可能包括使用加权公式。 分析可能包括卷代理。

公开(公告)号：US08219464B2

公开(公告)日：2012-07-10

申请号：US13080832

申请日：2011-04-06

申请人： Philip Inghelbrecht ,  Scott Painter

发明人： Philip Inghelbrecht ,  Scott Painter

IPC分类号： G06Q30/00 ,  G06F17/30

CPC分类号： G06Q30/0206 ,  G06Q10/067 ,  G06Q30/02 ,  G06Q30/0205 ,  G06Q30/0207 ,  G06Q30/0278 ,  G06Q30/0282 ,  G06Q30/0283 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0609 ,  G06Q30/0611 ,  G06Q30/0621 ,  G06Q30/0623 ,  G06Q30/0629 ,  G06Q30/0641 ,  G06Q30/0643 ,  G06Q30/08 ,  G06Q40/12

摘要： Embodiments of sales generation, including sales generation employing reverse lead generation using vehicle data systems and methods, are presented herein. In particular, in certain embodiments a user may utilize the vehicle data system to obtain pricing data corresponding to a desired vehicle configuration. When the user is presented with the pricing data associated with the specified vehicle configuration the user may additionally be presented with an upfront price offered by a dealer, where by providing their personal information the user may obtain the name of the dealer offering the upfront price and may additionally be offered the opportunity to purchase the desired, or similar, vehicle at the upfront price.

摘要翻译： 本文介绍了使用车辆数据系统和方法的使用反向引线生成的销售生成的实施例。 特别地，在某些实施例中，用户可以利用车辆数据系统来获得对应于期望车辆配置的定价数据。 当用户被呈现与指定车辆配置相关联的定价数据时，用户可以另外被呈现由经销商提供的前期价格，其中通过提供他们的个人信息，用户可以获得提供前期价格的经销商的名称，以及 还可以提供以前期价格购买期望的或相似的车辆的机会。

公开(公告)号：US20110082759A1

公开(公告)日：2011-04-07

申请号：US12896122

申请日：2010-10-01

申请人： Michael Swinson ,  Scott Painter ,  Damon Cleckler ,  Philip Inghelbrecht ,  Christopher Carl Lichti ,  Robert Taylor

发明人： Michael Swinson ,  Scott Painter ,  Damon Cleckler ,  Philip Inghelbrecht ,  Christopher Carl Lichti ,  Robert Taylor

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0278 ,  G06Q30/0601

摘要： The sale of a vehicle may involve many cost and profit components. It is generally impossible for a potential buyer to know all of these components. For example, dealers may be paid by original equipment manufacturers (OEMs) on their Customer Satisfaction Index (CSI) and volume bonus. Embodiments disclosed herein may determine and present to a user an accurate estimate of dealer cost, taking into consideration an aggregate of dealer cost components. For each component, a predictive model may be built to determine an expected value at a particular level. An average of the expected value of the component is then calculated for the most recent month. From that, an average bonus payout per vehicle for the most recent month may be determined. A base dealer cost is adjusted to account for these payouts to produce an accurate estimate of actual dealer cost.

摘要翻译： 车辆的销售可能涉及许多成本和利润部分。 潜在买家通常不可能知道所有这些组件。 例如，经销商可能会由原始设备制造商（OEM）支付客户满意度指数（CSI）和数量奖金。 本文公开的实施例可以考虑到经销商成本成分的总和，来确定并向用户呈现经销商成本的准确估计。 对于每个组件，可以建立预测模型以确定特定级别的期望值。 然后计算最近一个月的组件的预期值的平均值。 由此可以确定最近一个月的每辆车的平均奖金支出。 调整基础经销商成本以计算这些支出，以准确估计实际的经销商成本。

公开(公告)号：US20100070343A1

公开(公告)日：2010-03-18

申请号：US12556076

申请日：2009-09-09

申请人： Tom Taira ,  Scott Painter ,  Chris Taylor ,  Robert Taylor ,  Mike Swinson

发明人： Tom Taira ,  Scott Painter ,  Chris Taylor ,  Robert Taylor ,  Mike Swinson

IPC分类号： G06Q10/00 ,  G06Q30/00 ,  G06Q50/00

CPC分类号： G06Q30/0206 ,  G06Q10/067 ,  G06Q30/02 ,  G06Q30/0205 ,  G06Q30/0207 ,  G06Q30/0278 ,  G06Q30/0282 ,  G06Q30/0283 ,  G06Q30/0601 ,  G06Q30/0605 ,  G06Q30/0609 ,  G06Q30/0611 ,  G06Q30/0621 ,  G06Q30/0623 ,  G06Q30/0629 ,  G06Q30/0641 ,  G06Q30/0643 ,  G06Q30/08 ,  G06Q40/12

摘要： Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. Specifically, in certain embodiments, historical transaction data associated with a particular vehicle configuration may be obtained and processed to determine pricing data associated with the vehicle configuration. The historical transaction data or determined pricing data may then be presented in an intuitive manner.

摘要翻译： 公开了一般用于商品的定价数据的聚集，分析，显示和货币化的系统和方法的实施例，并且其可能特别适用于车辆。 具体地，在某些实施例中，可以获得和处理与特定车辆配置相关联的历史交易数据，以确定与车辆配置相关联的定价数据。 然后可以以直观的方式呈现历史交易数据或确定的定价数据。

公开(公告)号：US20080306777A1

公开(公告)日：2008-12-11

申请号：US12099224

申请日：2008-04-08

申请人： Robert M. Fell ,  Scott Painter ,  Brian P. Reed ,  Michael R. Bonsignore ,  Gary A. Magnuson

发明人： Robert M. Fell ,  Scott Painter ,  Brian P. Reed ,  Michael R. Bonsignore ,  Gary A. Magnuson

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q40/00 ,  G06Q40/04 ,  G06Q40/06 ,  G06Q40/08

摘要： Systems and methods for providing an insurance premium in association with an insurance strike price for a commodity are disclosed. By paying the insurance premium a consumer may obtain price protection for a commodity purchase. In particular, in one embodiment a consumer may obtain the right to be reimbursed for any amount paid over the insurance strike price for the commodity.

摘要翻译： 披露与商品的保险行为价相关的保险费的制度和方法。 通过支付保险费，消费者可以获得商品购买的价格保护。 特别地，在一个实施例中，消费者可以获得偿付用于商品的保险行使价的任何金额的权利。

公开(公告)号：US20080195432A1

公开(公告)日：2008-08-14

申请号：US11705571

申请日：2007-02-12

申请人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

发明人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

IPC分类号： G06Q30/00 ,  G06Q10/00 ,  G07G1/00 ,  G06F17/00

CPC分类号： G06Q30/06 ,  G06Q10/063 ,  G06Q10/087 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/20 ,  G06Q30/0201 ,  G06Q30/0206 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G06Q40/06 ,  G06Q40/08

摘要： Systems and methods for the provisioning of price protection contracts which provide price protection against adverse fluctuations in the retail price of a commodity to a consumer are disclosed. While these price protection contracts may pertain to almost any type of commodity, certain embodiments of the present invention may provide systems and method for allowing a consumer to obtain price protection on the purchase of fuel. Specifically, embodiments of the present invention may provide the ability for fleet managers to obtain a price protection contract for the purchase of fuel where the price protection contract specifies at least one lock price, quantity, locale and time period such that the price protection contract may guarantee the right to aggregately purchase the quantity of fuel in the locale at the lock price during the time period.

摘要翻译： 披露了提供价格保护合同的系统和方法，为商品零售价格向消费者的不利波动提供价格保护。 虽然这些价格保护合同可能涉及几乎任何类型的商品，但是本发明的某些实施例可以提供允许消费者在购买燃料时获得价格保护的系统和方法。 具体来说，本发明的实施例可以提供车队经理获得价格保护合同以购买燃料的能力，其中价格保护合同指定至少一个锁定价格，数量，区域和时间段，使得价格保护合同可以 保证在此期间以锁定价格在当地采购总量燃料的权利。

公开(公告)号：US10387833B2

公开(公告)日：2019-08-20

申请号：US13617764

申请日：2012-09-14

申请人： Michael Swinson ,  Scott Painter

发明人： Michael Swinson ,  Scott Painter

IPC分类号： G06Q10/10 ,  G06Q30/02

摘要： Embodiments disclosed herein can produce and present sustainable price information to help dealers to price vehicles for sustainability and facilitate consumers in making purchase decisions. In one approach, a sustainable price range for a specific vehicle configuration may be based on an average profit margin (APM) determined utilizing historical sale prices and an estimated actual dealer cost. Other approaches may utilize some or all of the following steps: determine APM and build a model of distribution of profit margins by APM, build a model to adjust APM by certain variables, identify sustainable levels for the inventory, production, and incentives variables feeding into the APM model, plug those in to get the averages for those sustainable levels, identify sustainable percentile cutoffs for a given profit margin, then use this relationship with the now identified sustainable levels as inputs to find the overall sustainable profit margin.

公开(公告)号：US08577736B2

公开(公告)日：2013-11-05

申请号：US12896122

申请日：2010-10-01

申请人： Michael Swinson ,  Scott Painter ,  Damon Cleckler ,  Philip Inghelbrecht ,  Christopher Carl Lichti ,  Robert Taylor

发明人： Michael Swinson ,  Scott Painter ,  Damon Cleckler ,  Philip Inghelbrecht ,  Christopher Carl Lichti ,  Robert Taylor

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0278 ,  G06Q30/0601

摘要： The sale of a vehicle may involve many cost and profit components. It is generally impossible for a potential buyer to know all of these components. For example, dealers may be paid by original equipment manufacturers (OEMs) on their Customer Satisfaction Index (CSI) and volume bonus. Embodiments disclosed herein may determine and present to a user an accurate estimate of dealer cost, taking into consideration an aggregate of dealer cost components. For each component, a predictive model may be built to determine an expected value at a particular level. An average of the expected value of the component is then calculated for the most recent month. From that, an average bonus payout per vehicle for the most recent month may be determined. A base dealer cost is adjusted to account for these payouts to produce an accurate estimate of actual dealer cost.

摘要翻译： 车辆的销售可能涉及许多成本和利润部分。 潜在买家通常不可能知道所有这些组件。 例如，经销商可能会由原始设备制造商（OEM）支付客户满意度指数（CSI）和数量奖金。 本文公开的实施例可以考虑到经销商成本成分的总和，来确定并向用户呈现经销商成本的准确估计。 对于每个组件，可以建立预测模型以确定特定级别的期望值。 然后计算最近一个月的组件的预期值的平均值。 由此可以确定最近一个月的每辆车的平均奖金支出。 调整基础经销商成本以计算这些支出，以准确估计实际的经销商成本。

公开(公告)号：US20130018804A1

公开(公告)日：2013-01-17

申请号：US13617764

申请日：2012-09-14

申请人： Michael Swinson ,  Scott Painter

发明人： Michael Swinson ,  Scott Painter

IPC分类号： G06Q30/02

CPC分类号： G06Q10/10 ,  G06Q30/0206

摘要： Embodiments disclosed herein can produce and present sustainable price information to help dealers to price vehicles for sustainability and facilitate consumers in making purchase decisions. In one approach, a sustainable price range for a specific vehicle configuration may be based on an average profit margin (APM) determined utilizing historical sale prices and an estimated actual dealer cost. Other approaches may utilize some or all of the following steps: determine APM and build a model of distribution of profit margins by APM, build a model to adjust APM by certain variables, identify sustainable levels for the inventory, production, and incentives variables feeding into the APM model, plug those in to get the averages for those sustainable levels, identify sustainable percentile cutoffs for a given profit margin, then use this relationship with the now identified sustainable levels as inputs to find the overall sustainable profit margin.

摘要翻译： 本文公开的实施例可以产生和呈现可持续价格信息，以帮助经销商为可持续性价格车辆，并促进消费者做出购买决定。 在一种方法中，特定车辆配置的可持续价格范围可以基于使用历史销售价格确定的平均利润率（APM）和估计的实际经销商成本。 其他方法可能会采用以下一些或全部步骤：确定APM，并通过APM建立利润分配模型，建立模型以通过某些变量调整APM，确定库存，生产和激励变量的可持续水平 APM模型，插入那些获得这些可持续水平的平均值，确定给定利润率的可持续百分位数截止值，然后将这种与现在确定的可持续水平的关系用作输入，以找到总体可持续利润率。

公开(公告)号：US08086517B2

公开(公告)日：2011-12-27

申请号：US13076741

申请日：2011-03-31

申请人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

发明人： Robert M. Fell ,  Scott Painter ,  Michael R. Bonsignore ,  Brian P. Reed ,  Gary A. Magnuson

IPC分类号： G06Q40/00

CPC分类号： G06Q30/02 ,  G06Q40/00 ,  G06Q40/04 ,  G06Q40/06

摘要： Embodiments disclosed herein provide price protection on commodity purchases in which a consumer can select, accept, or otherwise agree to a depletion constraint on the consumption of the commodity thus purchased. Based on the agreed depletion constraint, a provider may adjust terms and/or the price of the price protection. In some embodiments, the depletion constraint can be time-based, quantity-based, value-based, or a combination thereof. In some embodiments, the depletion constraint can be linear. In some embodiments, a consumer may be required to purchase a certain amount of the commodity during a specified time frame. In some embodiments, the provider of the price protection may receive a payment from the consumer when the retail price of the commodity at the time of the purchase is below a specified floor price. In some embodiments, the commodity is motor fuel.

摘要翻译： 本文公开的实施例提供对商品购买的价格保护，其中消费者可以选择，接受或以其他方式同意对如此购买的商品的消费的消耗限制。 根据商定的消耗限制，供应商可以调整价格保护的条款和/或价格。 在一些实施例中，耗尽约束可以是基于时间的，基于数量的，基于值的，或其组合的。 在一些实施例中，耗尽约束可以是线性的。 在一些实施例中，可能需要消费者在指定的时间范围内购买一定量的商品。 在一些实施例中，当购买时商品的零售价低于指定的底价时，价格保护的提供者可以从消费者处收到付款。 在一些实施例中，商品是机动车燃料。