System and method for performing voice biometrics analysis

    公开(公告)号:US11170088B2

    公开(公告)日:2021-11-09

    申请号:US16857397

    申请日:2020-04-24

    Applicant: Nice Ltd.

    Abstract: In a system and method for audio analysis in a cloud-based computerized an authentication (RTA) manager micro-service may send an audio packet to a voice processor micro-service. The voice processor may extract features of the audio. The RTA manager may obtain the extracted features from the voice processor; calculate, based on the extracted features, a quality grade of the audio packet, and send the extracted features to an at least one voice biometrics engine if the quality grade is above a threshold. Each of the at least one voice biometrics engines may be configured to generate a voiceprint of the audio packet, based on the extracted features of the audio packet and to perform at least one of: authenticate a speaker, detect fraudsters, and enrich a previously stored voiceprint of the speaker with the voiceprint of the audio packet.

    Method and system for fraud clustering by content and biometrics analysis

    公开(公告)号:US11108910B2

    公开(公告)日:2021-08-31

    申请号:US17129986

    申请日:2020-12-22

    Applicant: NICE LTD

    Abstract: A computer-implemented method for proactive fraudster exposure in a customer service center according to content analysis and voice biometrics analysis, is provided herein. The computer-implemented method includes: (i) collecting call interaction; (ii) storing the collected call interactions; (iii) performing a first type analysis to cluster the call interactions into ranked clusters and storing the ranked clusters in a clusters database; (iv) performing a second type analysis on a predefined amount of the highest ranked clusters, into ranked clusters and storing the ranked clusters; the first type analysis is a content analysis and the second type analysis is a voice biometrics analysis, or vice versa; (v) retrieving from the ranked clusters, a list of fraudsters; and (vi) transmitting the list of potential fraudsters to an application to display to a user said list of potential fraudsters via a display unit.

    Authentication via a dynamic passphrase

    公开(公告)号:US10592649B2

    公开(公告)日:2020-03-17

    申请号:US15672518

    申请日:2017-08-09

    Applicant: Nice Ltd.

    Abstract: A computerize method for voice authentication of a customer in a self-service system is provided. A request for authentication of the customer is received and the customer is enrolled in the self-service system with a text-independent voice print. A passphrase from a plurality of passphrases to transmit to the customer is determined based on comparing each of the plurality of passphrases to a text-dependent or text-independent voice biometric model. The passphrase is transmitted to the customer, and when the customer responds, an audio stream of the passphrase is received. The customer is authenticated by comparing the audio stream of the passphrase against the text-independent voice print. If the customer is authenticated, then storing the audio stream of the passphrase and the topic of the passphrase.

    SEAMLESS TEXT DEPENDENT ENROLLMENT
    25.
    发明申请

    公开(公告)号:US20190198026A1

    公开(公告)日:2019-06-27

    申请号:US16255644

    申请日:2019-01-23

    Applicant: NICE LTD.

    CPC classification number: G10L17/24 G10L17/04 G10L17/06

    Abstract: Methods and systems for transforming a text-independent enrolment of a customer in a self-service system into a text-dependent enrolment are provided. A request for authentication of a customer that is enrolled in the self-service system with a text-independent voice print is received. A request is transmitted to the customer to repeat a passphrase and the customer's response is received as an audio stream of the passphrase. The customer is authenticated by comparing the audio stream of the passphrase against the text-independent voice print and if the customer is authenticated then a text-dependent voice print is created based on the passphrase, otherwise discard the audio stream of the passphrase.

    Real-time fraud detection in voice biometric systems using repetitive phrases in fraudster voice prints

    公开(公告)号:US12033640B2

    公开(公告)日:2024-07-09

    申请号:US17474606

    申请日:2021-09-14

    Applicant: NICE LTD.

    CPC classification number: G10L17/12 G06F21/32 G06N20/00 G10L17/04 G10L25/78

    Abstract: A system is provided for real-time fraud detection with a fraudster voice print watchlist of repetitive fraudster phrases. The system includes a processor and a computer readable medium operably coupled thereto, to perform fraud prevention operations which include detecting a voice communication session having an audio signal of a user, accessing the fraudster voice print watchlist comprising a plurality of fraudster voice prints of the repetitive fraudster phrases, generating a voice print of the user using the audio signal, monitoring the user for real-time fraud detection using the fraudster voice print watchlist and the voice print of the user, and determining, based on the monitoring, whether the voice print of the user meets or exceeds a scoring threshold for matching with one or more of the plurality of fraudster voice prints from the fraudster voice print watchlist during the voice communication session.

    Authentication via a dynamic passphrase

    公开(公告)号:US11983259B2

    公开(公告)日:2024-05-14

    申请号:US18109889

    申请日:2023-02-15

    Applicant: Nice Ltd.

    Abstract: A computerized method for voice authentication of a customer in a self-service system is provided. A request for authentication of the customer is received and the customer is enrolled in the self-service system with a text-independent voice print. A passphrase from a plurality of passphrases to transmit to the customer is determined based on comparing each of the plurality of passphrases to a text-dependent or text-independent voice biometric model. The passphrase is transmitted to the customer, and when the customer responds, an audio stream of the passphrase is received. The customer is authenticated by comparing the audio stream of the passphrase against the text-independent voice print. If the customer is authenticated, then storing the audio stream of the passphrase and the topic of the passphrase.

    System and method for updating biometric evaluation systems

    公开(公告)号:US11841932B2

    公开(公告)日:2023-12-12

    申请号:US16847919

    申请日:2020-04-14

    Applicant: Nice Ltd.

    CPC classification number: G06F21/32 G06F16/2379 G06F16/68

    Abstract: A system and method may adjust the threshold or other settings in a biometric comparison system, or provide a report or display of parameters. Over a series of comparisons of authentication biometric samples (e.g. authentication VPs) to enrollment biometric samples (e.g. enrollment VPs), the authentication samples may be stored, and scores resulting from the biometric comparisons may be stored in a first set of scores. A second set of biometric comparisons may be created, each using a pairing of a stored authentication biometric sample and an enrollment biometric sample, each biometric comparison resulting in a score, the scores forming a second set of scores. The first and second sets of scores may be combined to produce a third set of scores, and an iterative process may be performed over the third set of scores to update the parameters of the Gaussian distribution of the third set of scores.

    System and method for generating and implementing a real-time multi-factor authentication policy across multiple channels

    公开(公告)号:US11743288B2

    公开(公告)日:2023-08-29

    申请号:US17711228

    申请日:2022-04-01

    Applicant: NICE LTD.

    CPC classification number: H04L63/1466 H04L63/0861 H04L63/1433 H04L2463/082

    Abstract: Systems and methods for generating and implementing a real-time multi-factor authentication policy across multiple channels, are configured to: during a pre-authentication stage: receive, via a user interface, information defining one or more scenarios; receive, via the user interface, information defining one or more authentication flows; for each of the one or more scenarios, map one of the one or more authentication flows to a given scenario; and generate a multi-factor authentication policy associated with each of the one or more scenarios; and during a real-time authentication stage: upon receiving an interaction, identify, by a decision engine, a relevant scenario of the one or more scenarios; implement, by the decision engine, the multi-factor authentication policy associated with the relevant scenario; and determine, by the decision engine, an authentication result.

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