公开(公告)号：US20090083137A1

公开(公告)日：2009-03-26

申请号：US11860474

申请日：2007-09-24

申请人： Stan Tsai ,  Maria Tsai

发明人： Stan Tsai ,  Maria Tsai

IPC分类号： G06Q30/00 ,  G06F17/10 ,  G06F17/30 ,  G06F17/40

CPC分类号： G06Q30/0216 ,  G06Q30/08 ,  G06Q40/04 ,  G06Q40/06

摘要： Techniques for providing exchange market platform for possessing timeshare properties are described herein. In one embodiment, a fair market price (FMP) is determined for possessing a timeshare property for a predetermined period of time in view of supply and demand of a plurality of timeshare properties having similar characteristics available for the predetermined period of time. The FMP is determined independent of buyers and sellers of the plurality of timeshare properties. In response to an offer from a buyer, a trade transaction is executed at FMP if the FMP is more than or equal to the minimum acceptance price (MAP) of a seller currently owning a right of possessing the timeshare property. Other methods and apparatuses are also described.

摘要翻译： 本文描述了提供具有分时性能的交换市场平台的技术。 在一个实施例中，考虑到具有可用于预定时间段的类似特征的多个分时属性的供应和需求，确定了对于拥有分时属性一段预定时间段的公平市场价格（FMP）。 独立于多个分时性质的买卖双方确定FMP。 为了回应买方的要约，如果FMP大于或等于目前拥有分时度假权利的卖方的最低接受价格（MAP），FMP将执行交易交易。 还描述了其它方法和装置。

公开(公告)号：US20080167964A1

公开(公告)日：2008-07-10

申请号：US12054513

申请日：2008-03-25

申请人： Thomas E. Chefalas ,  Steven J. Mastrianni ,  Ajay Mohindra ,  Clifford A. Pickover

发明人： Thomas E. Chefalas ,  Steven J. Mastrianni ,  Ajay Mohindra ,  Clifford A. Pickover

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0216 ,  G06Q30/0222 ,  G06Q30/0234 ,  G06Q30/0235 ,  G06Q30/0236 ,  G06Q30/0239

摘要： A system and method for implementing a customer incentive program that conditionally rewards a customer based upon the customer's movement through a shopping area and/or responses to questions which refer to the shopping area, sections of the shopping area and/or products located in the shopping area. While moving through a shopping area, a customer is monitored using a customer tracking system and/or presented with questions using a customer interface device. The customer is rewarded based upon the nature of the customer's movements and/or the nature of the customer's responses. The customer incentive program is designed to expose a customer to particular sections of a shopping area or specified products in the shopping area in order to motivate customer impulse buying.

摘要翻译： 一种用于实施客户奖励计划的系统和方法，该客户激励程序根据客户通过购物区域的移动有条件地奖励客户，和/或响应涉及购物区域，购物区域和/或位于购物区域的产品的问题 区。 在通过购物区移动时，使用客户跟踪系统监视客户和/或使用客户接口设备呈现问题。 客户根据客户运动的性质和/或客户回应的性质进行回报。 客户奖励计划旨在将客户暴露在购物区的特定区域或购物区域中的指定产品，以激发客户冲动购买。

公开(公告)号：US20080023540A1

公开(公告)日：2008-01-31

申请号：US11463885

申请日：2006-08-10

申请人： Machiraju Rama RAO ,  Bontha Murthy ,  Lalitha Dandibotla ,  Javid Sheik ,  Siju Narayan ,  Shyam Shah

发明人： Machiraju Rama RAO ,  Bontha Murthy ,  Lalitha Dandibotla ,  Javid Sheik ,  Siju Narayan ,  Shyam Shah

IPC分类号： G06K5/00 ,  G07G1/14

CPC分类号： G06Q20/06 ,  G06Q20/04 ,  G06Q30/02 ,  G06Q30/0216

摘要： The present invention discloses a method and system for enabling multiple payment options for members in a loyalty program. The method according to the present invention includes the steps of receiving a request for a loyalty service and capturing service information and payment options of interest from the members, and processing the service information and payment options and displaying a set of feasible payment options to the members. The present invention enables members to exercise any payment option of choice, which includes loyalty units, monetary currencies and a combination of loyalty units and monetary currencies.

摘要翻译： 本发明公开了一种用于为忠诚度计划中的成员启用多个支付选项的方法和系统。 根据本发明的方法包括以下步骤：接收对忠诚服务的请求，并从成员处获取感兴趣的服务信息和支付选项，并处理服务信息和支付选项，并向成员显示一组可行的支付选项 。 本发明使成员能够行使任何选择的付款方式，其中包括忠诚单位，货币货币以及忠诚单位和货币的组合。

公开(公告)号：US07219071B2

公开(公告)日：2007-05-15

申请号：US09912591

申请日：2001-07-25

申请人： P. Christopher J. Gallagher

发明人： P. Christopher J. Gallagher

IPC分类号： G06Q30/00

CPC分类号： G06Q20/202 ,  G06Q20/06 ,  G06Q20/387 ,  G06Q30/02 ,  G06Q30/0211 ,  G06Q30/0212 ,  G06Q30/0216 ,  G06Q30/0219 ,  G06Q30/0222 ,  G06Q30/0235 ,  G06Q30/0239 ,  G06Q40/00

摘要： Provided are computer based methods and apparatus for carrying out an incentive award program by a business entity, comprising the steps of participating in a transaction having at least two parties, determining at least one of these parties to be an award recipient, and providing the award, wherein the award includes at least one investment chosen from a plurality of vehicles for investment and wherein the business entity may be the owner or an authorized operator of the incentive award program.

摘要翻译： 提供了一种基于计算机的方法和装置，用于由商业实体执行奖励奖励计划，包括以下步骤：参与具有至少两方的交易，确定这些方中的至少一方作为获奖者，并提供奖励 ，其中所述奖励包括从多个车辆中选择的用于投资的至少一个投资，并且其中所述商业实体可以是所述激励奖励计划的所有者或授权运营商。

公开(公告)号：US20070057036A1

公开(公告)日：2007-03-15

申请号：US11225365

申请日：2005-09-13

申请人： Cathy Santa Cruz ,  John Ohm

发明人： Cathy Santa Cruz ,  John Ohm

IPC分类号： G06K5/00 ,  G06K15/00 ,  G07G1/14 ,  G06Q40/00

CPC分类号： G06Q30/02 ,  G06Q20/10 ,  G06Q30/0213 ,  G06Q30/0216 ,  G06Q30/0236 ,  G06Q30/0273 ,  G06Q40/00 ,  G06Q40/08

摘要： Herein taught is a system that allows an individual to automatically transfer funds into a personal money saving program via a retailer/wholesaler. The system is novel as a percent of the actual sales price is incorporated into the purchase/sale and the percent is credited to the purchaser. Also, we provide numerous options that result in various levels of memberships each having novel characteristics and great money saving potential.

摘要翻译： 这里教导的是允许个人通过零售商/批发商自动将资金转入个人储蓄节目的系统。 该系统是新颖的，实际销售价格的百分比被纳入购买/销售，百分比被记入购买者。 此外，我们提供了多种选择，导致各种会员资格，每个会员都具有新颖的特点和巨大的节省金钱的潜力。

公开(公告)号：US20070041574A1

公开(公告)日：2007-02-22

申请号：US11457700

申请日：2006-07-14

申请人： Jaime Baldovinos

发明人： Jaime Baldovinos

IPC分类号： H04M3/00

CPC分类号： G06Q10/10 ,  G06Q10/109 ,  G06Q30/0216 ,  G06Q40/00 ,  Y10S707/944

摘要： The invention is a contact, calendar, workflow, and intelligence gathering application that allows a user, such as a financial advisor to collect, codify and analyze objective and subjective data regarding clients, corporate/institutional accounts, contacts/prospects, financial products and market trends. The invention assists a financial advisor in batch calling, scheduling work, delegating tasks and facilitating associative intellect, allowing a user to test hunches or “wispy thoughts” to discovery client and market trends.

摘要翻译： 本发明是一种联系人，日程表，工作流程和情报收集应用程序，允许诸如财务顾问等用户收集，编纂和分析关于客户，公司/机构账户，联系人/潜在客户，金融产品和市场的客观和主观数据 趋势。 本发明协助财务顾问进行批量呼叫，调度工作，委托任务和促进关联智能，允许用户对发现客户端和市场趋势进行测试或“虚构思考”。

公开(公告)号：US06872138B2

公开(公告)日：2005-03-29

申请号：US10695326

申请日：2003-10-28

申请人： David J. Akers

发明人： David J. Akers

IPC分类号： G06Q20/20 ,  G06Q30/02 ,  G07F17/32 ,  A63F9/24

CPC分类号： G07F17/32 ,  G06Q20/20 ,  G06Q30/0212 ,  G06Q30/0216 ,  G06Q30/0236 ,  G07F17/3237 ,  G07F17/3239

摘要： A system and method for tracking game of chance proceeds are provided. The invention includes a point of sale computer electronically communicating registered player purchase information to a sponsor computer. The invention further includes a sponsor computer calculating a registered player set aside based upon the registered player purchase information. The invention further includes the sponsor computer electronically communicating registered player set aside to an account manager with the account manager maintaining registered player account for the benefit of the registered player. The registered player accounts can be personal retirement accounts, medical savings accounts, real estate investment accounts, small business investment accounts and/or educational savings accounts. The invention further comprises methodologies and tools for facilitating game of chance proceed tracking.

摘要翻译： 提供了一种用于跟踪机会进行游戏的系统和方法。 本发明包括销售点计算机将注册玩家购买信息电子地传送给赞助商计算机。 本发明还包括一个赞助者计算机，根据登记的玩家购买信息计算注册的玩家留下来。 本发明还包括赞助商计算机电子通信注册玩家留给客户经理，帐户管理者维护注册玩家帐户以获得注册玩家的利益。 注册玩家帐户可以是个人退休账户，医疗储蓄账户，房地产投资账户，小型企业投资账户和/或教育储蓄账户。 本发明还包括用于促进机会进行跟踪的游戏的方法和工具。

公开(公告)号：US20040254835A1

公开(公告)日：2004-12-16

申请号：US10710779

申请日：2004-08-02

申请人： AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

发明人： Tracey R. Thomas ,  Raymond R. Ferrell

IPC分类号： G06F017/60

CPC分类号： G06Q30/02 ,  G06Q20/10 ,  G06Q30/0216 ,  G06Q40/00

摘要： The invention encourages users to not only pay themselves first, but to pay themselves first in the largest amounts possible, even if they are not able to fully pay outstanding debts. In general, the invention obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals, then provides recommendations related to the prioritization of paying certain bills and the amount to pay for each bill based upon, for example, savings goals, minimum amounts due, due dates and available income. The invention also determines a payment hierarchy which includes transferring funds to the user's savings account prior to paying all or a portion of certain bills. The invention also monitors a consumer's purchasing activity based upon an established budget.

摘要翻译： 本发明鼓励用户不仅自己首先付款，而且要尽可能多地支付自己，即使不能够完全偿还未偿还的债务。 一般来说，本发明获得与用户收入，收入来源，用户债务（例如账单）和用户目标相关的信息，然后提供与支付某些账单的优先级相关的建议，以及基于 例如，储蓄目标，最低到期金额，到期日和可获得的收入。 本发明还确定支付层次结构，其包括在支付所有或部分某些账单之前将资金转移到用户的储蓄账户。 本发明还基于既定的预算来监视消费者的购买活动。

公开(公告)号：US20040087365A1

公开(公告)日：2004-05-06

申请号：US10695326

申请日：2003-10-28

发明人： David J. Akers

IPC分类号： A63F013/00

CPC分类号： G07F17/32 ,  G06Q20/20 ,  G06Q30/0212 ,  G06Q30/0216 ,  G06Q30/0236 ,  G07F17/3237 ,  G07F17/3239

摘要： A system and method for tracking game of chance proceeds are provided. The invention includes a point of sale computer electronically communicating registered player purchase information to a sponsor computer. The invention further includes a sponsor computer calculating a registered player set aside based upon the registered player purchase information. The invention further includes the sponsor computer electronically communicating registered player set aside to an account manager with the account manager maintaining registered player account for the benefit of the registered player. The registered player accounts can be personal retirement accounts, medical savings accounts, real estate investment accounts, small business investment accounts and/or educational savings accounts. The invention further comprises methodologies and tools for facilitating game of chance proceed tracking.

摘要翻译： 提供了一种用于跟踪机会进行游戏的系统和方法。 本发明包括销售点计算机将注册玩家购买信息电子地传送给赞助商计算机。 本发明还包括一个赞助者计算机，根据登记的玩家购买信息计算注册的玩家留下来。 本发明还包括赞助商计算机电子通信注册玩家留给客户经理，帐户管理者维护注册玩家帐户以获得注册玩家的利益。 注册玩家帐户可以是个人退休账户，医疗储蓄账户，房地产投资账户，小型企业投资账户和/或教育储蓄账户。 本发明还包括用于促进机会进行跟踪的游戏的方法和工具。

公开(公告)号：US20030040963A1

公开(公告)日：2003-02-27

申请号：US10158426

申请日：2002-05-29

发明人： John Jordan Kogler ,  Clare Whitney Kogler

IPC分类号： G06F017/60

CPC分类号： G06Q30/02 ,  G06Q30/0216 ,  G06Q30/0261 ,  G06Q30/0269

摘要： The present disclosure includes to a direct sales system which selects or targets customers for secondary marketers. According to one embodiment, the a direct marketer offers one or more secondary products to the customers of their direct marketed products for a fee. The direct marketer can also categorize or otherwise process customer data from those customers accepting the offer.

摘要翻译： 本公开包括对二级营销人员选择或定位客户的直接销售系统。 根据一个实施例，一个直接营销商向他们的直接销售产品的客户提供一个或多个二次产品的费用。 直接营销人员还可以对接受报价的客户进行客户数据的分类或处理。