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公开(公告)号：US20200097955A1
公开(公告)日：2020-03-26
申请号：US16142825
申请日：2018-09-26
发明人： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
摘要： The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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2.发明授权公开(公告)号：US11526630B2
公开(公告)日：2022-12-13
申请号：US16281718
申请日：2019-02-21
发明人： Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Asad Joheb , Sara Hatherly , Keith Sanjay Ajmani , Lionel Johnson
IPC分类号： G06F21/64 , H04L9/32 , H04L9/00 , G06F16/18 , G06F16/182
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that manage cryptographically secure exchanges of data using a permissioned distributed ledger. For example, an apparatus may obtain parameter data and additional content associated with a data exchange. The apparatus may generate first data that includes at least a portion of the additional content accessible to a first computing system, and may generate second data that includes at least a portion of the parameter data. The apparatus may provide the first data to a peer computing system, which records encrypted information associated with the first data within an element of a distributed ledger accessible at the first computing system. The apparatus may also provide the second data to a second computing system, which executes the data exchange in accordance with at least the portion of the parameter data.
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公开(公告)号：US11093649B2
公开(公告)日：2021-08-17
申请号：US16288867
申请日：2019-02-28
发明人： Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Asad Joheb , Sara Hatherly , Keith Sanjay Ajmani , Lionel Johnson , Yubing Liu
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that manage cryptographically secure exchanges of data using a permissioned distributed ledger. For example, an apparatus obtains parameter values characterizing an exchange of data and transmits the parameter values to a first computing system, which executed instructions included within a distributed ledger. The executed additional instructions cause the first computing system to access rules data recorded onto the distributed ledger and establish a consistency between the parameter values and at least a portion of the accessed rules data. The apparatus receives, from the first computing system, confirmation data indicative of the established consistency, and based on the confirmation data, transmit a request to execute the data exchange in accordance with at least the portion of the parameter values to a second computing system.
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4.发明公开公开(公告)号：US20230177503A1
公开(公告)日：2023-06-08
申请号：US18105365
申请日：2023-02-03
发明人： Milos DUNJIC , Arthur Carroll Chow , David Samuel TAX , Armon Rouhani , Asad Joheb , Sara Hatherly , Keith Sanjay Ajmani , Lionel Johnson , Yubing Liu
CPC分类号： G06Q20/389 , G06F16/258 , G06F16/2379 , G06F21/602 , G06Q20/3829 , H04L9/30 , H04L9/0819 , G06Q2220/00
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that monitor and reconcile indirectly initiated exchanges of data between network-connected devices and computing systems using a permissioned distributed ledger. For example, an apparatus may obtain and transmit first transaction information characterizing a data exchange to a first computing system. The first computing system may submit a portion of the first transaction information to a second computing system through a programmatic interface inaccessible to the apparatus, and the second computing system may execute the data exchange in accordance with at least the portion of the first transaction information. The apparatus may also obtain at least one element of a distributed ledger that includes encrypted second transaction information characterizing the execution of the data exchange, decrypt the encrypted second transaction data and perform operations that reconcile the first transaction information and the decrypted second transaction information.
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公开(公告)号：US11303642B2
公开(公告)日：2022-04-12
申请号：US16429719
申请日：2019-06-03
发明人： Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Keith Sanjay Ajmani , Gregory Albert Kliewer , Anthony Haituyen Nguyen , Martin Albert Lozon , Kareem El-Onsi , Ashkan Alavi-Harati , Arun Victor Jagga
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.
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6.发明申请公开(公告)号：US20200272767A1
公开(公告)日：2020-08-27
申请号：US16288867
申请日：2019-02-28
发明人： MILOS DUNJIC , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Asad Joheb , Sara Hatherly , Keith Sanjay Ajmani , Lionel Johnson , Yubing Liu
IPC分类号： G06F21/64 , H04L9/32 , G06F16/182 , H04L9/00 , G06F16/18
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that manage cryptographically secure exchanges of data using a permissioned distributed ledger. For example, an apparatus obtains parameter values characterizing an exchange of data and transmits the parameter values to a first computing system, which executed instructions included within a distributed ledger. The executed additional instructions cause the first computing system to access rules data recorded onto the distributed ledger and establish a consistency between the parameter values and at least a portion of the accessed rules data. The apparatus receives, from the first computing system, confirmation data indicative of the established consistency, and based on the confirmation data, transmit a request to execute the data exchange in accordance with at least the portion of the parameter values to a second computing system.
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公开(公告)号：US12021874B2
公开(公告)日：2024-06-25
申请号：US17687969
申请日：2022-03-07
发明人： Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Keith Sanjay Ajmani , Gregory Albert Kliewer , Anthony Haituyen Nguyen , Martin Albert Lozon , Kareem El-Onsi , Ashkan Alavi-Harati , Arun Victor Jagga
CPC分类号： H04L63/102 , H04L63/04 , H04L63/20 , H04L9/0643 , H04L9/50
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.
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公开(公告)号：US11368444B2
公开(公告)日：2022-06-21
申请号：US16561645
申请日：2019-09-05
发明人： Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Keith Sanjay Ajmani , Gregory Albert Kliewer , Anthony Haituyen Nguyen , Martin Albert Lozon , Kareem El-Onsi , Ashkan Alavi-Harati , Arun Victor Jagga
IPC分类号： H04L29/06 , H04L9/40 , H04W12/082 , H04W12/0433
摘要： The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems and unrelated, third-party applications operating within a computing environment. By way of example, the apparatus may receive a request for an element of data that includes an access token and first credential data associated with an application program. When the first credential data corresponds to second credential data associated with the application program, may determine that the requested data element is accessible to the application program and perform operations that validate the access token. Further, and based on the validation of the access token, that apparatus may obtain and encrypt the requested data element, and may transmit the encrypted data element to a device via the communications interface.
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公开(公告)号：US20210326860A1
公开(公告)日：2021-10-21
申请号：US17365753
申请日：2021-07-01
发明人： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
摘要： The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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公开(公告)号：US11087314B2
公开(公告)日：2021-08-10
申请号：US16142825
申请日：2018-09-26
发明人： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
摘要： The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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