公开(公告)号：US09672510B2

公开(公告)日：2017-06-06

申请号：US14042719

申请日：2013-09-30

申请人： MITEK SYSTEMS, INC.

发明人： John J. Roach ,  Kevin Andrew Bell ,  Oleg Rybakov

IPC分类号： G06Q20/32 ,  G06Q20/10 ,  G06Q20/04 ,  G06K9/32 ,  G06K9/42 ,  G06K9/38 ,  G06K9/00 ,  H04N1/00 ,  H04N101/00

CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/3275 ,  G06K9/38 ,  G06K9/42 ,  G06K2209/01 ,  G06Q20/042 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/3276 ,  H04N1/00244 ,  H04N1/00307 ,  H04N2101/00 ,  H04N2201/001 ,  H04N2201/0084

摘要： Real-time evaluation of high quality preview images of a document prior to capturing a final image of the document on a mobile device is disclosed. In one aspect, an image capture device is activated on the mobile device. A plurality of preview images of the document is then captured, each of which has a lower image quality than a final image to be captured by the image capture device. Next, for each of the plurality of preview images, the system measures a parameter associated with the image capturing, and related to the ability to accurately extract text and other content from a captured preview image of the document. Next, the system selects a preview image among a subset of the captured preview images that passes the image quality measurement. When a predetermined condition is met, the system chooses the selected preview image as a final captured image of the document.

公开(公告)号：US12020496B2

公开(公告)日：2024-06-25

申请号：US18105865

申请日：2023-02-05

申请人： MITEK SYSTEMS, INC.

发明人： John J. Roach ,  Grisha Nepomniachtchi

IPC分类号： G06V30/146 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/32 ,  G06V10/24 ,  G06V10/28 ,  G06V10/32 ,  G06V30/10 ,  G06V30/162 ,  G06V30/166 ,  H04N1/00 ,  H04N101/00

CPC分类号： G06V30/1475 ,  G06Q20/023 ,  G06Q20/042 ,  G06Q20/045 ,  G06Q20/10 ,  G06Q20/3223 ,  G06Q20/3276 ,  G06V10/243 ,  G06V10/28 ,  G06V10/32 ,  G06V30/162 ,  G06V30/166 ,  G06V30/10 ,  H04N1/00244 ,  H04N1/00307 ,  H04N2101/00 ,  H04N2201/001 ,  H04N2201/0084

摘要： Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.

公开(公告)号：US11599861B2

公开(公告)日：2023-03-07

申请号：US17751346

申请日：2022-05-23

申请人： MITEK SYSTEMS, INC.

发明人： John J. Roach ,  Grisha Nepomniachtchi

IPC分类号： G06Q20/10 ,  G06Q20/04 ,  G06Q20/32 ,  G06Q20/02 ,  G06V10/28 ,  G06V10/32 ,  G06V10/24 ,  H04N1/00 ,  H04N101/00 ,  G06V30/10

摘要： Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.

公开(公告)号：US11341469B2

公开(公告)日：2022-05-24

申请号：US16691378

申请日：2019-11-21

申请人： Mitek Systems, Inc.

发明人： John J. Roach ,  Grisha Nepomniachtchi

IPC分类号： G06Q20/10 ,  G06Q20/04 ,  G06Q20/32 ,  G06K9/38 ,  G06K9/32 ,  G06K9/42 ,  G06Q20/02 ,  H04N1/00 ,  H04N101/00

摘要： Systems and methods for mobile enrollment in automated clearing house (ACH) transactions using mobile-captured images of financial documents are provided. Applications running on a mobile device provide for the capture and processing of images of documents needed for enrollment in an ACH transaction, such as a blank check, remittance statement and driver's license. Data from the mobile-captured images that is needed for enrolling in ACH transactions is extracted from the processed images, such as a user's name, address, bank account number and bank routing number. The user can edit the extracted data, select the type of document that is being captured, authorize the creation of an ACH transaction and select an originator of the ACH transaction. The extracted data and originator information is transmitted to a remote server along with the user's authorization so the ACH transaction can be setup between the originator's and receiver's bank accounts.

公开(公告)号：US11539848B2

公开(公告)日：2022-12-27

申请号：US16889131

申请日：2020-06-01

申请人： MITEK SYSTEMS, INC.

发明人： John J. Roach ,  Grigori Nepomniachtchi ,  Robert Couch ,  Oleg Rybakov ,  Michael Gillen ,  Kevin Andrew Bell

IPC分类号： G06Q20/32 ,  G06Q20/04 ,  H04N1/00 ,  G06Q20/14 ,  G06Q20/38 ,  G06V10/28 ,  G06V10/32 ,  G06V10/24 ,  H04N101/00 ,  G06V30/10

摘要： Real-time evaluation and enhancement of image quality prior to capturing an image of a document on a mobile device is provided. An image capture process is initiated on a mobile device during which a user of the mobile device prepares to capture the image of the document, utilizing hardware and software on the mobile device to measure and achieve optimal parameters for image capture. Feedback may be provided to a user of the mobile device to instruct the user on how to manually optimize certain parameters relating to image quality, such as the angle, motion and distance of the mobile device from the document. When the optimal parameters for image capture of the document are achieved, at least one image of the document is automatically captured by the mobile device.