公开(公告)号：US20160092858A1

公开(公告)日：2016-03-31

申请号：US14870837

申请日：2015-09-30

Applicant: APPLE INC.

Inventor： Michael Giles ,  Craig P. Dooley ,  Anjali S. Sandesara ,  Abuzar Amini

IPC: G06Q20/22 ,  G06Q20/38 ,  G06Q30/02 ,  G06Q20/32

CPC classification number: G06Q20/227 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q30/0207

Abstract: Systems, methods, and computer-readable media for providing a recommendation of a payment credential to be used by an electronic device in a commercial transaction based on merchant information received by the electronic device are provided. In one example embodiment, a method, at an electronic device that includes a secure element that includes at least one payment credential, includes, inter alia, accessing credential availability data indicative of the at least one payment credential, accessing merchant context data associated with a merchant subsystem, wherein the merchant context data is indicative of a preference for a first type of payment credential over a second type of payment credential, and presenting payment recommendation data based on the accessed credential availability data and the accessed merchant context data. Additional embodiments are also provided.

Abstract translation: 提供了一种系统，方法和计算机可读介质，用于基于由电子设备接收的商家信息来提供商业交易中的电子设备使用的支付凭证的推荐。 在一个示例实施例中，在包括包括至少一个支付凭证的安全元件的电子设备处的方法包括访问指示所述至少一个支付凭证的凭证可用性数据，访问与一个支付凭证相关联的商家上下文数据 商家子系统，其中所述商家上下文数据指示对第二类型的支付凭证的第一类型的支付凭证的偏好，以及基于所访问的证书可用性数据和所访问的商家上下文数据呈现支付推荐数据。 还提供了另外的实施例。