A connect-disconnect assembly for a vehicle drivetrain configured to drive a vehicle with a surface engaging traction member. The connect-disconnect assembly includes a coupler located within a final drive element or gear of a final drive assembly wherein in a first position the coupler does not span a gap between the gear and a transmission drive element of a transmission. In a second position, the coupler does span the gap between the gear and the transmission drive element such that the gear and the transmission drive element are connected. The final drive assembly includes an access port to provide access to a user accessible drive actuator to move the coupler between the first and second positions.