Invention Grant
- Patent Title: Systems and methods for performing scoring optimization
- Patent Title (中): 执行评分优化的系统和方法
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Application No.: US13585218Application Date: 2012-08-14
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Publication No.: US08762260B2Publication Date: 2014-06-24
- Inventor: Xiao Hong , Xiaolan Song , Xin Dong , Huchen Fei , Lihua Wang
- Applicant: Xiao Hong , Xiaolan Song , Xin Dong , Huchen Fei , Lihua Wang
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Hunton & Williams LLP
- Main IPC: G06Q40/02
- IPC: G06Q40/02

Abstract:
The invention provides systems and methods relating to generating a unified determination based on subdetermination, and in particular, generating a unified score based on respective scores. For example, the invention provides a method for generating a unified determination based on subdeterminations, the method including generating a first subdetermination based on first criteria; generating a second subdetermination based on second criteria; and generating a unified determination based on the first subdetermination and the second subdetermination. The generation of the unified determination includes (a) assigning, using iterative processing, an assigned weighting respectively to the first determination and second determination; (b) determining if the assigned weighting satisfies at least one constraint; (c) comparing the assigned weighting to an optimized weighting, which was previously determined, to determine if the assigned weighting is improved over the optimized weighting; and (d) if the assigned weighting is improved, then assigning the assigned weighting to be the optimized weighting.
Public/Granted literature
- US20120310819A1 SYSTEMS AND METHODS FOR PERFORMING SCORING OPTIMIZATION Public/Granted day:2012-12-06
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