Embodiments provide for tracking and notifying healthcare providers of financially delinquent patients. A platform includes or is coupled to a database including identifying data of patient debtors who have been financially delinquent in a healthcare transaction with a healthcare provider. The identifying data includes patient and financial identification data of the transaction. A fee is received from a subscriber (healthcare provider) that enables the subscriber to electronically access the platform. The identifying data of patient debtors is provided to the subscriber via the platform. New identifying data of patient debtors is received at the platform from a contributing subscriber (healthcare provider). The new identifying data is identifying data of a new patient debtor and/or a new healthcare transaction of an existing patient debtor. A discount is automatically applied to the fee of the contributing subscriber in response to the new identifying data.