发明授权
- 专利标题： Method of providing health care insurance to consumers
- 专利标题（中）： 向消费者提供医疗保险的方法
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申请号： US12563939申请日： 2009-09-21
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公开(公告)号： US08392221B1公开(公告)日： 2013-03-05
- 发明人: Philip John Milanovich
- 申请人： Philip John Milanovich
- 代理机构： Swift & Swift
- 代理商 Stephen Christopher Swift
- 主分类号： G06Q10/00
- IPC分类号： G06Q10/00
摘要：
A method of providing insurance (including professional malpractice liability insurance) to consumers against unfavorable outcomes resulting from services, methods of rating risks associated with services, and a method of reducing the risk of unfavorable outcomes. In the twelfth preferred embodiment, hand-held (or other) electronic data processing devices are used throughout a process of providing health insurance. The patient (or another person) inputs initial information into the device. The cost of insurance for a first office visit is determined, and a menu of coverages is outputted. The patient then selects a particular coverage for a first office visit, and pays the premium for it. The doctor (or other health care provider) then evaluates the patient. Complete information is then inputted. The cost of insurance for one year is then determined, and a menu of coverages is outputted. The patient then selects a particular coverage for one year, and pays its premium.
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