发明授权
- 专利标题： Method, device, and system for completing on-line financial transactions
- 专利标题（中）： 完成在线金融交易的方法，设备和系统
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申请号： US12781686申请日： 2010-05-17
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公开(公告)号： US08271385B2公开(公告)日： 2012-09-18
- 发明人: Kenneth James Emerson , Edward Vincent O'Meara , Qun Chen
- 申请人： Kenneth James Emerson , Edward Vincent O'Meara , Qun Chen
- 申请人地址： CA Toronto, Ontario
- 专利权人： Mazooma Technical Services, Inc.
- 当前专利权人： Mazooma Technical Services, Inc.
- 当前专利权人地址： CA Toronto, Ontario
- 代理机构： The Smiley IP Law Group, P.A.
- 代理商 Scott D. Smiley; Mark C. Johnson
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
A method for conducting a secure transaction over a network includes the steps of receiving a price and a transaction identifier from a merchant, the transaction identifier identifying a purchase selection made by a user, receiving a user identifier from a user, receiving a financial institution selection from the user, initiating a communication session with the selected financial institution, receiving a financial-institution user-identifier from the user, communicating the financial-institution user-identifier to the selected financial institution, communicating to the selected financial institution a request to transfer funds, receiving the funds from the selected financial institution, and sending the funds to the merchant.
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