There is provided: an optical film suitable for a liquid crystal display apparatus providing a colorless neutral display in all azimuth angle directions; a liquid crystal panel employing the optical film; and a liquid crystal display apparatus employing the liquid crystal panel. An optical film includes a transparent protective film, a polarizer, and a birefringent layer having a relationship of nx>ny=nz and positive uniaxial property, in the stated order, in which the polarizer and the birefringent layer are laminated directly through one of a pressure-sensitive adhesive and an adhesive.