Invention Grant
US08152055B2 Banking system controlled responsive to data bearing records and user input of a phone received security code
有权
银行系统响应于数据承载记录和用户输入的手机接收的安全代码进行控制
- Patent Title: Banking system controlled responsive to data bearing records and user input of a phone received security code
- Patent Title (中): 银行系统响应于数据承载记录和用户输入的手机接收的安全代码进行控制
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Application No.: US13134128Application Date: 2011-05-31
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Publication No.: US08152055B2Publication Date: 2012-04-10
- Inventor: Willis Miller , Matthew R. Zaugg , James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffery M. Enright , Mark A. Douglass , Dale H. Blackson
- Applicant: Willis Miller , Matthew R. Zaugg , James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffery M. Enright , Mark A. Douglass , Dale H. Blackson , Caren R. Blackson, legal representative
- Applicant Address: US OH North Canton
- Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee Address: US OH North Canton
- Agency: Walker & Jocke
- Agent Ralph E. Jocke; Daniel D. Wasil
- Main IPC: G06K5/00
- IPC: G06K5/00

Abstract:
A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.
Public/Granted literature
Information query