The invention is a protective cover for a buckle, for protecting a vehicle from the buckle, which may be used with a strap to secure loads such as kayaks, rafts, and canoes to the vehicle roof. The buckle and its attached strap can be inserted into the protective cover, and can later be removed from the protective strap if desired. The release lever of the buckle is covered by the protective cover, and is depressed by pressing down on a portion of the protective cover.