Apparatus, method and product of in situ attachment of insulation panels to poured concrete walls as the walls are formed. Polymeric F-shaped strips are attached to novel tie bars by spring clip retainers, and receive the edges of insulation panels to hold them against the forms so that uncured concrete is poured between the forms and against the panels. After the concrete is cured, the forms are removed, leaving the spring clips and tie bars in the concrete, and resulting in a concrete wall having insulation panels and secured strips, the strips also serving to receive dry wall fasteners.