A computer-implemented method is provided to optimize a group-based match via a probabilistic engine through a computerized network. The computer-implemented method stores, in a borrower database, a plurality of borrower data sets. Each of the plurality of borrower data sets corresponds to one or more predefined borrower requirements for each borrower corresponding to each of the plurality of borrower data sets. Further, the computer-implemented method receives, in a product database at a product entry time, product information for a financial product. The financial product is distinct from other products having other product information stored within the product database. Additionally, the computer-implemented queries, with a group-based matching engine in real-time with the receipt of the product information at the product entry time, a subset of the plurality of borrower data sets with the one or more predefined borrower requirements that are capable of being fulfilled by the financial product.