Invention Publication
- Patent Title: CHECK EXCEPTION PROCESSING IN THE METAVERSE
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Application No.: US17878183Application Date: 2022-08-01
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Publication No.: US20240037514A1Publication Date: 2024-02-01
- Inventor: Sneha Padiyar , Sandeep Kumar Chauhan , Nandini Rathaur , Aditya Sharma
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Main IPC: G06Q20/04
- IPC: G06Q20/04 ; G06Q20/38

Abstract:
Systems, methods, and apparatus are provided for authenticating avatar activity in a metaverse environment. A metaverse application may enable interactions between an agent avatar and a customer avatar in a secure bidirectional metaverse session. Customer identity may be verified using meta-information associated with avatar appearance or behavior, device data, and/or methods of avatar control. The agent avatar and customer avatar may view a virtual representation of a defective check in the metaverse environment. The customer avatar may sign the virtual check in the metaverse environment. The signature may be captured and reproduced on a paper check by a device interfacing with the metaverse application. The metaverse application may store technical logs of the metaverse session for future reference.
Public/Granted literature
- US12112301B2 Check exception processing in the meta verse Public/Granted day:2024-10-08
Information query