Invention Publication
- Patent Title: TOKEN MANAGEMENT SYSTEM
-
Application No.: US18197276Application Date: 2023-05-15
-
Publication No.: US20230281633A1Publication Date: 2023-09-07
- Inventor: Azita Asefi , Jorge Michirefe , Al Hecht , Steve Puffer , Peter Ho
- Applicant: Wells Fargo Bank, N.A.
- Applicant Address: US CA San Francisco
- Assignee: Wells Fargo Bank, N.A.
- Current Assignee: Wells Fargo Bank, N.A.
- Current Assignee Address: US CA San Francisco
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/34 ; G06Q20/36 ; G06F21/62 ; G06Q30/02

Abstract:
A computer system includes a token repository configured to store payment tokens, and a server system. The server system includes a processor and instructions stored in non-transitory machine-readable media, the instructions configured to cause the server system to receive a request to provision a payment token based on a financial product, wherein the request includes information related to the financial product, provision a payment token based on the token request, including authenticating the financial product based on the financial product information and generating the payment token upon authenticating the financial product, wherein the payment token is useable to make a payment via the financial product, and store the payment token in the token repository.
Public/Granted literature
- US12073409B2 Token management system Public/Granted day:2024-08-27
Information query