A form-fitting protective vehicle cover is disclosed. Example embodiments include a fabric sheet for protecting a vehicle and vehicle components, wherein said fabric sheet is flexible and weather resistant, the fabric sheet being configured with a forward portion to cover handle bars of the vehicle, the fabric sheet exposing a front wheel of the vehicle; attachment loops configured to releaseably attach to the handle bars of the vehicle, but expose the front wheel of the vehicle, the attachment loops being attachable to individually attach to each handle bar, yet the attachment loops being releasable to enable the forward portion to be folded back to expose the handle bars; and heat shields integrated into the underside of the fabric sheet to form an extra layer of protection for particular vehicle components.