A system and method to distribute disaster information to a customer. An information distribution apparatus for distributing disaster information to a customer terminal includes a disaster information storage for storing disaster-occurred district information for identifying a disaster-occurred district in which a disaster has occurred and a real disaster level corresponding to the disaster selected from a plurality of preset disaster levels; a customer information registration unit for registering customer district information; a distribution information management unit for deciding whether the disaster information is distributed to the customer by collating the disaster-occurred district with the customer district with respect to the disaster level; and an information distribution unit for distributing disaster information to the terminal according to a decision of the distribution information management unit.