发明申请
- 专利标题: FINANCIAL PLANNING TOOL
- 专利标题(中): 财务规划工具
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申请号: US12533283申请日: 2009-07-31
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公开(公告)号: US20100100470A1公开(公告)日: 2010-04-22
- 发明人: James Brooks Buchanan , Rosie Susan Corvo , Gregory S. Phillips , Mark Colin Pratt , Julia Claire Richardson , Susan Claire Daun , Paul Robert Wood , Crispin Alexander Conrad Jameson , Timothy Adam Brennan
- 申请人: James Brooks Buchanan , Rosie Susan Corvo , Gregory S. Phillips , Mark Colin Pratt , Julia Claire Richardson , Susan Claire Daun , Paul Robert Wood , Crispin Alexander Conrad Jameson , Timothy Adam Brennan
- 申请人地址: US NC Charlotte
- 专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人地址: US NC Charlotte
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q30/00
摘要:
Embodiment of the invention provide tools that take a person's financial data (accumulated from one or multiple sources and financial institutions) and determines which transactions are regular and which are ad hoc and then projects future cash flow. In one embodiment, the tool is configured to use this projected cash flow data to make automatic recommendations on how the user can save money in the future based on known offers and/or transactions made by others.
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