- 专利标题: Email processing for improved authentication question accuracy
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申请号: US18243334申请日: 2023-09-07
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公开(公告)号: US12120114B2公开(公告)日: 2024-10-15
- 发明人: Viraj Chaudhary , Vyjayanthi Vadrevu , Tyler Maiman , David Septimus , Samuel Rapowitz , Jenny Melendez , Joshua Edwards
- 申请人: Capital One Services, LLC
- 申请人地址: US VA McLean
- 专利权人: Capital One Services, LLC
- 当前专利权人: Capital One Services, LLC
- 当前专利权人地址: US VA McLean
- 代理机构: Banner & Witcoff, Ltd.
- 主分类号: H04L9/40
- IPC分类号: H04L9/40 ; G06F18/214 ; G06N20/00 ; G06Q10/107
摘要:
Methods, systems, and apparatuses are described herein for improving the accuracy of authentication questions using e-mail processing. A request for access to an account may be received from a user device. A plurality of organizations may be identified. One or more e-mail associated with the account may be identified. The e-mails may be processed to identify one or more organizations that correspond to transactions conducted by a user. A modified plurality of organizations may be generated by removing, from the plurality of organizations, the one or more organizations. An authentication question may be generated and provided to the user device. A response to the authentication question may be received, and the user device may be provided access based on the response.
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