- 专利标题: Updating automatic payment method to avoid service disruption
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申请号: US17573713申请日: 2022-01-12
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公开(公告)号: US12118543B2公开(公告)日: 2024-10-15
- 发明人: Michael Mossoba , Abdelkadar M'Hamed Benkreira , Joshua Edwards
- 申请人: Capital One Services, LLC
- 申请人地址: US VA McLean
- 专利权人: Capital One Services, LLC
- 当前专利权人: Capital One Services, LLC
- 当前专利权人地址: US VA McLean
- 代理机构: Harrity & Harrity, LLP
- 分案原申请号: US16592270 2019.10.03
- 主分类号: G06Q20/38
- IPC分类号: G06Q20/38 ; G06F16/951 ; G06F40/30 ; H04L9/32
摘要:
A device may obtain access to an email account associated with a user. The device may scan a set of emails in the email account associated with the user for one or more indicators related to an expiration status of an automatic payment method. The device may detect one or more emails in the scanned set of emails that contain the one or more indicators related to the expiration status of the automatic payment method. The device may perform one or more actions to maintain continuous service for one or more recurring payment accounts associated with the automatic payment method. The device may communicate with one or more merchant devices associated with the one or more recurring payment accounts to automatically replace the automatic payment method with an updated payment method.
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