Invention Grant
- Patent Title: Apparatuses, methods and systems for a video remote deposit capture platform
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Application No.: US17678322Application Date: 2022-02-23
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Publication No.: US11893628B1Publication Date: 2024-02-06
- Inventor: Teddy Voutour , Bharat Prasad
- Applicant: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
- Applicant Address: US TX San Antonio
- Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
- Current Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: CROWELL & MORING LLP
- Main IPC: G06Q40/02
- IPC: G06Q40/02 ; G06T7/11 ; G06T7/12 ; G06V10/10 ; G06V10/20 ; G06V10/50 ; G06V10/44 ; G06V20/62 ; G06V30/416 ; G06Q20/04 ; G06Q20/10 ; G06T5/40 ; H04N1/40 ; H04N23/00

Abstract:
The APPARATUSES, METHODS AND SYSTEMS FOR A VIDEO REMOTE DEPOSIT CAPTURE PLATFORM (hereinafter “RDC-Video”) provides a platform for remote deposit by obtaining images of a check from streaming video captured by a video camera, wherein the RDC-Video transforms captured check images and/or entered check deposit information inputs via RDC-Video components into deposit confirmation outputs. For example, in one embodiment, a user may employ a personal computer connected to a web camera, and/or a smartphone with a built-in camera to initiate the remote deposit by holding a check in front of the camera, and the RDC-Video may capture images of the check and send them to a financial institution for deposit processing.
Information query