- 专利标题: Roof risk data analytics system to accurately estimate roof risk information
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申请号: US17577702申请日: 2022-01-18
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公开(公告)号: US11816738B2公开(公告)日: 2023-11-14
- 发明人: Lane Garrison Coonrod , Sean David Holden
- 申请人: Hartford Fire Insurance Company
- 申请人地址: US CT Hartford
- 专利权人: Hartford Fire Insurance Company
- 当前专利权人: Hartford Fire Insurance Company
- 当前专利权人地址: US CT Hartford
- 代理机构: Buckley, Maschoff & Talwalkar LLC
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06N20/00 ; G06N5/04 ; G06F18/214 ; G06V20/10
摘要:
According to some embodiments, a risk relationship data store may contain electronic records, each electronic record representing a risk relationship between an enterprise and a risk relationship provider (e.g., an insurer), and including, for each risk relationship, an electronic record identifier and a set of roof attribute values. A back-end application computer server may receive, from a third-party data source, roof information for a roof of a building associated with a risk relationship. The computer server may then correlate the received roof information with a particular electronic record in the risk relationship data store. A roof attribute value of the particular electronic record may be updated in accordance with the roof information received from the third-party data source, and a predictive analytics engine of the computer server may then calculate a roof risk score associated with the particular electronic record.
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