Invention Grant
- Patent Title: Providing alerts via a color changing transaction card
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Application No.: US17327854Application Date: 2021-05-24
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Publication No.: US11366995B2Publication Date: 2022-06-21
- Inventor: Timur Sherif , Cara Weikel , Steve Blanchet , Kevin Osborn
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Banner & Witcoff, Ltd.
- Main IPC: G06K5/00
- IPC: G06K5/00 ; G06F17/00 ; G06K19/077 ; G06Q20/34 ; B42D25/378 ; G07F7/08

Abstract:
Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digitally engage with the financial institution.
Public/Granted literature
- US20210326671A1 Providing Alerts via a Color Changing Transaction Card Public/Granted day:2021-10-21
Information query