A method at a computing device, the method including obtaining sensor data for a vehicle providing vibration frequency and magnitude; calculating an energy for each of a low frequency passband and a high frequency passband of a bandpass filter pair; finding an energy ratio based on the energy for the low frequency passband and the energy for the high frequency passband; applying weighting constants to each of the energy for the low frequency passband, the energy for the high frequency passband and the energy ratio to calculate a decision variable; and finding that the vehicle is unloaded if the decision variable is below a threshold and finding that the vehicle is loaded if the decision variable is above a threshold.