- 专利标题: Systems and methods for providing closed-end loans
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申请号: US14745861申请日: 2015-06-22
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公开(公告)号: US10726477B1公开(公告)日: 2020-07-28
- 发明人: David Zalik , Jeffrey Gold , Robert Lanier , Jacob F. Crowe , Robert W. Lee
- 申请人: GREENSKY TRADE CREDIT, LLC
- 申请人地址: US GA Atlanta
- 专利权人: GREENSKY TRADE CREDIT, LLC
- 当前专利权人: GREENSKY TRADE CREDIT, LLC
- 当前专利权人地址: US GA Atlanta
- 代理机构: Troutman Sanders LLP
- 代理商 Ryan A. Schneider; Christopher C. Close, Jr.
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q40/02
摘要:
In an example implementation, a method includes receiving, at a computing device, borrower information, requested financing plan information, and credit bureau information relating to a particular borrower. Likewise, a method includes processing at least one of the received information to identify a subset of lenders as potential candidates to approve a loan for the particular borrower and generate an offer of the loan for the borrower. Further, the method includes performing a portfolio assignment process and generating electronic documents relating to the loan following the borrower's acceptance of the offer. Finally, the method includes sending an offer of the loan to a borrower and, upon receipt of the borrower's acceptance, transmitting the loan documents to the borrower.
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