The invention discloses textile with adjustable infrared permeation performance. The textile comprises a polymer of which the mass percent is 50%-99.5% and inorganic nanoparticles with an adjustable infrared transmittance function of which the mass percent is 0.5%-50%. The quantity is based on the mass of the formed textile. The inorganic nanoparticles with the adjustable infrared transmittance function are selected form one or more of nano tungsten oxide, nano titanium dioxide, nano tungsten vanadate and nano zirconia, and the polymer is selected from a homopolymer or a copolymer formed by one or more of polyester, a polyacrylic acid, polyamide, polyurethane, polyvinyl acetate, polyvinyl pyrrolidone, polyethylene glycol, polyvinyl alcohol, polyacrylonitrile, polyvinyl butyral, and polyoxyethylene. The textile is prepared by using an electrostatic spinning method, and is used for an outdoor infrared-radiation-resistant garment.